<section style="-webkit-text-stroke-width:0px;background-color:rgb(255, 255, 255);color:rgb(34, 34, 34);font-family:Inter, sans-serif;font-size:medium;font-style:normal;font-variant-caps:normal;font-variant-ligatures:normal;font-weight:400;letter-spacing:normal;margin:0px auto;max-width:1280px;orphans:2;padding:60px 20px;text-align:start;text-decoration-color:initial;text-decoration-style:initial;text-decoration-thickness:initial;text-indent:0px;text-transform:none;white-space:normal;widows:2;word-spacing:0px;"><p style="font-size:18px;font-weight:400;line-height:1.6;margin-bottom:24px;">Right-of-occupancy housing is a secure and flexible form of living that frees you from the worry of sudden lease terminations without the need to commit to a large home loan. It combines the ease of renting with the stability of home ownership. Especially in growing urban centers like Tampere and Turku, right-of-occupancy apartments are a popular choice as they adapt flexibly to different life situations and changing everyday needs. Getting an apartment is based on a statutory application process that always begins with obtaining a national queue number.</p><hr style="border-bottom:0px none currentcolor;border-image:none;border-left:0px none currentcolor;border-right:0px none currentcolor;border-top:1px solid rgb(34, 34, 34);margin:40px 0px;"><h2 style="color:rgb(34, 34, 34);font-size:24px;font-weight:300;line-height:1.3;margin-bottom:24px;">What does right-of-occupancy housing mean in practice?</h2><p style="font-size:18px;font-weight:400;line-height:1.6;margin-bottom:20px;">When moving into a right-of-occupancy home, you pay a one-time right-of-occupancy fee, which by law is 15 percent of the property's original acquisition cost. The rest of the construction costs are financed by a state-guaranteed loan granted to the housing company. Instead of buying the property outright, the resident receives a lifelong and strongly protected right of possession. The monthly fee (maintenance charge) is determined on an at-cost principle, keeping it reasonable and often below the local market rent levels for private rental housing.</p><p style="font-size:18px;font-weight:400;line-height:1.6;margin-bottom:20px;">A major benefit of right-of-occupancy housing is financial stability and low risk. Since you don't need to tie up capital in a mortgage for the full value of the home, funds are freed up for other needs in life. The model effectively protects the resident from real estate market fluctuations and interest rate risks. When you decide to give up your home, the right-of-occupancy fee is refunded to you, adjusted by the building cost index, meaning your invested capital preserves its real value.</p><p style="font-size:18px;font-weight:400;line-height:1.6;margin-bottom:20px;">Ending your tenancy offers clear predictability, as the notice period for terminating a right-of-occupancy apartment is three months starting from the date the written notice of termination is received. This statutory period gives the resident sufficient time to arrange their next steps. Traditional rental apartments follow a different schedule: for example, at YH Kodit, the notice period for rental apartments is one full calendar month, calculated from the last day of the month in which notice is given. If a lease agreement is terminated during June (even on June 1st), the tenancy and payment obligation end on the last day of July.</p><div style="background-color:rgb(212, 228, 247);border-left:4px solid rgb(0, 112, 186);margin:30px 0px;padding:24px;"><p><span style="color:rgb(34,34,34);font-size:12px;"><span style="display:block;margin-bottom:8px;text-transform:uppercase;"><strong>Important information on contract terms</strong></span></span></p><p style="color:rgb(34, 34, 34);font-size:16px;line-height:1.5;margin:0px;">For right-of-occupancy apartments, the notice period is always three months from the day the written notice is received. For YH Kodit rental apartments, the notice period is one full calendar month, starting from the end of the calendar month in which notice is given. The security deposit for rental apartments equals one month's rent.</p></div><hr style="border-bottom:0px none currentcolor;border-image:none;border-left:0px none currentcolor;border-right:0px none currentcolor;border-top:1px solid rgb(34, 34, 34);margin:40px 0px;"><h2 style="color:rgb(34, 34, 34);font-size:24px;font-weight:300;line-height:1.3;margin-bottom:24px;">Step 1: Get a national queue number</h2><p style="font-size:18px;font-weight:400;line-height:1.6;margin-bottom:20px;">Applying for right-of-occupancy housing is based on a single, shared nationwide system. Thanks to this reform, applying is more straightforward, as you can apply for homes across Finland using one single number. Queue numbers are issued centrally by the Centre for State-Subsidised Housing Construction (Varke), which manages the online service and registry. This system replaced the previous municipality-specific numbers, which expired at the end of 2023, making the application process fairer for all applicants.</p><p style="font-size:18px;font-weight:400;line-height:1.6;margin-bottom:20px;">The queue number obtained from Varke is valid for two years from the date of issue and cannot be extended. If your housing need continues after two years without finding a suitable home, you must apply for a new queue number from the register. The number is personal, but it covers the entire household's joint application, as one applicant household can only hold one valid number at a time.</p><div style="border-top:1px solid rgb(34, 34, 34);display:flex;flex-wrap:wrap;margin-bottom:30px;margin-top:30px;"><div style="border-bottom:1px solid rgb(229, 229, 229);flex:1 1 0%;min-width:150px;padding:15px 0px;"><span style="color:rgb(34,34,34);font-size:11px;"><span style="display:block;text-transform:uppercase;"><strong>Queue number fee</strong></span></span><span style="color:rgb(34,34,34);font-size:20px;"><span style="font-weight:300;">€9.20</span></span></div><div style="border-bottom:1px solid rgb(229, 229, 229);flex:1 1 0%;min-width:150px;padding:15px 0px;"><span style="color:rgb(34,34,34);font-size:11px;"><span style="display:block;text-transform:uppercase;"><strong>Validity period</strong></span></span><span style="color:rgb(34,34,34);font-size:20px;"><span style="font-weight:300;">2 years</span></span></div><div style="border-bottom:1px solid rgb(229, 229, 229);flex:1 1 0%;min-width:150px;padding:15px 0px;"><span style="color:rgb(34,34,34);font-size:11px;"><span style="display:block;text-transform:uppercase;"><strong>Issuing authority</strong></span></span><span style="color:rgb(34,34,34);font-size:20px;"><span style="font-weight:300;">Varke</span></span></div></div><p style="font-size:18px;font-weight:400;line-height:1.6;margin-bottom:20px;">Obtaining a queue number is an essential step before submitting a housing application, as the number is linked directly to your application. The queue number determines the priority among applicants when multiple people are interested in the same available home. The applicant with the lowest number receives the housing offer first.</p><p style="font-size:18px;font-weight:400;line-height:1.6;margin-bottom:20px;">Before filling out a housing application, it is recommended to review the detailed application instructions. You can find a comprehensive, step-by-step guide on our website about <a style="color:rgb(0, 112, 186);" target="_blank" rel="noopener noreferrer" href="https://www.yhkodit.fi/en/asumisoikeusasunto-hakeminen"><u>applying for a right-of-occupancy apartment</u></a>.</p><p style="font-size:18px;font-weight:400;line-height:1.6;margin-bottom:20px;">Once you have obtained your national queue number and are looking for a new home in the Pirkanmaa or Southwest Finland regions, you can start browsing our up-to-date listings. You can easily find available homes on our online service, where you can search for, for example, <a style="color:rgb(0, 112, 186);" target="_blank" rel="noopener noreferrer" href="https://www.yhkodit.fi/en/apartments?application_type=right_of_occupancy&amp;region=PIR&amp;vacancy_states=vacant&amp;vacancy_states=becoming_vacant&amp;lang=en&amp;order_by=-publication&amp;limit=12&amp;offset=0"><u>available and upcoming right-of-occupancy apartments in Pirkanmaa</u></a>.</p><hr style="border-bottom:0px none currentcolor;border-image:none;border-left:0px none currentcolor;border-right:0px none currentcolor;border-top:1px solid rgb(34, 34, 34);margin:40px 0px;"><h2 style="color:rgb(34, 34, 34);font-size:24px;font-weight:300;line-height:1.3;margin-bottom:24px;">Step 2: Find a suitable home and submit an application</h2><p style="font-size:18px;font-weight:400;line-height:1.6;margin-bottom:20px;">After receiving your national queue number, you can begin searching for a right-of-occupancy home that suits you. Our selection includes homes of various sizes and types in prime locations, particularly in the Tampere and Turku regions as well as their neighboring municipalities. You can apply for both immediately available homes and modern new developments currently under construction.</p><p style="font-size:18px;font-weight:400;line-height:1.6;margin-bottom:20px;">The housing application is completed online on YH Kodit's website. You enter the valid queue number received from Varke along with your preferred areas, properties, and building types. Submitting an application does not obligate you to accept an offer; it serves as an official expression of your interest in available homes.</p><hr style="border-bottom:0px none currentcolor;border-image:none;border-left:0px none currentcolor;border-right:0px none currentcolor;border-top:1px solid rgb(34, 34, 34);margin:40px 0px;"><h2 style="color:rgb(34, 34, 34);font-size:24px;font-weight:300;line-height:1.3;margin-bottom:24px;">Step 3: Housing offer and tenant selection criteria</h2><p>&nbsp;When the properties you have applied for become available, they are offered to applicants in order of queue numbers. The applicant with the lowest valid number receives the offer first. If the first applicant no longer needs the apartment or declines the offer, it is passed on to the applicant with the next lowest number.</p><p style="font-size:18px;font-weight:400;line-height:1.6;margin-bottom:20px;">Tenant selection is subject to statutory conditions that are always verified before signing the agreement. Applicants under 55 years of age are subject to asset limits. At the time of application, the applicant or a family member moving with them must not own a home in the same area that corresponds in size and quality to the property applied for, nor possess sufficient wealth to finance a similar home or repair an owned property. Wealth includes, for example, real estate, shares in housing companies, investments, and mutual funds. The asset limit does not apply to applicants aged 55 or older, nor to individuals switching from one right-of-occupancy home to another.</p><p style="font-size:18px;font-weight:400;line-height:1.6;margin-bottom:20px;">Right-of-occupancy housing has no income limits, which distinguishes it from some other forms of state-subsidized housing. In state-subsidized rental housing (known as Varke or ARA rental apartments), tenant selection is subject to strict limitations regarding both income and wealth.</p><div style="background-color:rgb(212, 228, 247);border-left:4px solid rgb(0, 112, 186);margin:30px 0px;padding:24px;"><p><span style="color:rgb(34,34,34);font-size:12px;"><span style="display:block;margin-bottom:8px;text-transform:uppercase;"><strong>Comparison on tenant selection limits</strong></span></span></p><p style="color:rgb(34, 34, 34);font-size:16px;line-height:1.5;margin:0px;">Unlike right-of-occupancy housing, state-subsidized Varke rental apartments are subject to statutory maximum income limits. For example, for a single-person household, the gross monthly income may not exceed €3,540. In Varke rental homes, the applicant's economic and social housing need as well as their asset situation are always assessed.</p></div><hr style="border-bottom:0px none currentcolor;border-image:none;border-left:0px none currentcolor;border-right:0px none currentcolor;border-top:1px solid rgb(34, 34, 34);margin:40px 0px;"><h2 style="color:rgb(34, 34, 34);font-size:24px;font-weight:300;line-height:1.3;margin-bottom:24px;">Everyday living and digital resident services</h2><p>&nbsp;After signing the agreement, your everyday life is supported by our digital and personal resident services. In the online Oma YH Kodit service, you will find all important information and documents in one place. Through the portal, you can easily view your contracts, track fee or rent payments, and submit maintenance requests directly from your device.</p><p style="font-size:18px;font-weight:400;line-height:1.6;margin-bottom:20px;">Our knowledgeable customer service team assists with all practical situations, such as key handovers, parking space reservations, and apartment inspections. Water billing and resident communications are also handled smoothly through our direct service channels, ensuring you always receive the support you need at every stage of your tenancy.</p><div style="display:flex;flex-wrap:wrap;gap:8px;margin:24px 0px;"><div style="border-radius:20px;border:1px solid rgb(34, 34, 34);color:rgb(34, 34, 34);font-size:13px;padding:6px 16px;">Pets welcome</div><div style="border-radius:20px;border:1px solid rgb(34, 34, 34);color:rgb(34, 34, 34);font-size:13px;padding:6px 16px;">Oma YH Kodit online service</div><div style="border-radius:20px;border:1px solid rgb(34, 34, 34);color:rgb(34, 34, 34);font-size:13px;padding:6px 16px;">Customer service supporting your daily life</div></div><p style="font-size:18px;font-weight:400;line-height:1.6;margin-bottom:20px;">Right-of-occupancy housing provides a secure, flexible, and long-term way to live without the major risks of home ownership. Obtaining a national queue number is the clear first step on your journey to a new home, and the shared digital application process ensures fairness for all applicants.</p><div style="background-color:rgb(0, 75, 122);color:rgb(255, 255, 255);display:flex;flex-direction:column;margin-top:40px;padding:40px;"><p><span style="color:rgb(255,255,255);font-size:12px;"><span style="display:block;letter-spacing:0.1em;margin-bottom:8px;text-transform:uppercase;"><strong>Find your new home</strong></span></span></p><h3 style="color:rgb(255, 255, 255);font-size:24px;font-weight:300;line-height:1.3;margin-bottom:16px;">Carefree housing solutions in urban growth centers</h3><p style="color:rgb(255, 255, 255);font-size:16px;line-height:1.6;margin-bottom:24px;opacity:0.9;">Whether you are looking for a flexible rental apartment, a stable right-of-occupancy home, or a brand-new owner-occupied property, YH Kodit provides reliable housing options in the Tampere and Turku regions. Our rental homes offer flexible terms without a one-year lock-in period, and the security deposit equals just one month's rent. Pets are warmly welcome in all our homes.</p><div><a style="align-items:center;background-color:rgb(255, 255, 255);border-radius:40px;color:rgb(0, 75, 122);display:inline-flex;font-size:16px;height:48px;justify-content:center;padding:0px 32px;text-decoration:none;transition:background 0.3s;" target="_blank" rel="noopener noreferrer" href="https://www.yhkodit.fi/en/apartments?application_type=right_of_occupancy&amp;region=PIR&amp;vacancy_states=vacant&amp;vacancy_states=becoming_vacant&amp;lang=en&amp;order_by=-publication&amp;limit=12&amp;offset=0"><strong>Explore available apartments</strong></a></div></div></section>

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How to apply for right-of-occupancy apartments? Here's how to get a queue number and find a home

<div style="background-color:#ffffff;color:#222222;font-family:Inter, sans-serif;margin:0 auto;max-width:1280px;padding:60px 20px;"><p style="font-size:18px;font-weight:400;line-height:1.6;margin-bottom:30px;">Tampere’s diverse housing market offers plenty of options for students, professionals, families with children, and seniors. Comparing different areas helps you envision where your daily life would run most smoothly. However, choosing the right home and navigating the application process involve a few key practical considerations that are worth keeping in mind well before packing your moving boxes.</p><hr style="border-bottom-style:none;border-left-style:none;border-right-style:none;border-top:1px solid #222222;margin-bottom:40px;"><h2 style="color:#222222;font-size:24px;font-weight:300;line-height:1.3;margin-bottom:24px;">Urban city center living or the tranquil lakeside scenery of Hatanpää?</h2><p style="font-size:18px;font-weight:400;line-height:1.6;margin-bottom:20px;">Tampere’s various neighborhoods differ in their atmosphere and range of services. The city center and its immediate surroundings attract residents who appreciate an urban pulse and immediate proximity to amenities. The definitive advantages of downtown living include extensive shopping opportunities, a diverse restaurant scene, and excellent public transport connections. The Tampere tramway and proximity to the railway station make getting around easy even without a car. When living downtown, services and cultural experiences are usually found within walking distance right outside your front door.</p><p style="font-size:18px;font-weight:400;line-height:1.6;margin-bottom:20px;">For those seeking peace, greenery, and proximity to nature, Hatanpää is an excellent choice, while still offering quick and easy access to the city center. Located on the shores of Lake Pyhäjärvi, this neighborhood is particularly renowned for its beautiful manor park and arboretum, which provide residents with a wonderful setting for outdoor recreation and relaxation throughout the year. In recent years, the area has developed significantly into a modern residential district featuring high-quality housing suited to various life situations.</p><p style="font-size:18px;font-weight:400;line-height:1.6;margin-bottom:20px;">Alongside the city center and Hatanpää, Tampere offers numerous other attractive neighborhoods. For example, Kaleva is a leafy, youthful district known for its striking architecture and superb tram connections. Hervanta, on the other hand, provides amenities on the scale of a small town, a university campus, and exceptional opportunities for hobbies and outdoor activities surrounded by nature.</p><p style="font-size:18px;font-weight:400;line-height:1.6;margin-bottom:24px;">Versatile and high-quality <a style="color:#0070ba;" target="_blank" rel="noopener noreferrer" href="https://www.yhkodit.fi/en/apartments?region=PIR&amp;offset=0&amp;limit=12&amp;lang=en&amp;application_type=rental"><u>rental apartments in Tampere</u></a> cover popular lakeside areas like Hatanpää as well as other attractive districts across the city. You can explore our available and upcoming properties and apply for a new home conveniently through our rental apartment search page.</p><div style="border-top:1px solid #222222;display:flex;flex-wrap:wrap;margin-bottom:40px;margin-top:20px;"><div style="border-bottom:1px solid #E5E5E5;flex:1;min-width:150px;padding:15px 0;"><span style="color:#222222;font-size:11px;"><span style="display:block;text-transform:uppercase;"><strong>Location</strong></span></span> <span style="font-size:20px;"><span style="font-weight:300;">Hatanpää, Tampere</span></span></div><div style="border-bottom:1px solid #E5E5E5;flex:1;min-width:150px;padding:15px 0;"><span style="color:#222222;font-size:11px;"><span style="display:block;text-transform:uppercase;"><strong>Distance from city center</strong></span></span> <span style="font-size:20px;"><span style="font-weight:300;">Approx. 2–3 km</span></span></div><div style="border-bottom:1px solid #E5E5E5;flex:1;min-width:150px;padding:15px 0;"><span style="color:#222222;font-size:11px;"><span style="display:block;text-transform:uppercase;"><strong>Surroundings</strong></span></span> <span style="font-size:20px;"><span style="font-weight:300;">Park-like, Lake Pyhäjärvi shoreline</span></span></div></div><h2 style="color:#222222;font-size:24px;font-weight:300;line-height:1.3;margin-bottom:24px;">How to find the right rental apartment in Tampere? Keep these factors in mind</h2><p style="font-size:18px;font-weight:400;line-height:1.6;margin-bottom:20px;">Choosing the right rental home depends on many practical factors. In addition to location and rental price, it is worth carefully comparing contract terms, security deposits, and the resident services provided by the landlord. A reliable and established landlord ensures secure living and helps resolve everyday situations promptly and professionally.</p><p style="font-size:18px;font-weight:400;line-height:1.6;margin-bottom:20px;">When comparing rental homes, it is good to keep in mind the following key terms and flexibility-enhancing practices:</p><ul style="font-size:18px;line-height:1.6;list-style:none;margin-bottom:24px;padding-left:0;"><li style="border-left:2px solid #0070BA;margin-bottom:12px;padding-left:20px;" data-list-item-id="e216de90671b8df52125fa958b6ea7b86"><strong>Security deposit:</strong> A reasonable deposit makes managing your finances during the moving phase much easier. At YH Kodit, the security deposit is equivalent to just one month’s rent, making moving in financially lighter.</li><li style="border-left:2px solid #0070BA;margin-bottom:12px;padding-left:20px;" data-list-item-id="e9551a0b2b5f4b4506a7571431e44fd84"><strong>Notice period:</strong> Our rental agreements always follow a flexible notice period of one full calendar month. It is calculated starting from the last day of the calendar month in which notice is given. For example, if you terminate your lease in the middle of March, the contract and payment obligation end on the last day of April. (For right-of-occupancy apartments, the notice period is three months).</li><li style="border-left:2px solid #0070BA;margin-bottom:12px;padding-left:20px;" data-list-item-id="ecc706f7ea1f7656869e5ba9f9b09b7d5"><strong>Pets:</strong> If your household includes pets, their well-being is of utmost importance. At YH Kodit, pets of all shapes and sizes are always warmly welcome in your new home.</li></ul><div style="display:flex;flex-wrap:wrap;gap:8px;margin:24px 0 32px;"><div style="border-radius:20px;border:1px solid #222222;color:#222222;font-family:Inter, sans-serif;font-size:13px;padding:6px 16px;">Pets welcome</div><div style="border-radius:20px;border:1px solid #222222;color:#222222;font-family:Inter, sans-serif;font-size:13px;padding:6px 16px;">Security deposit 1 month's rent</div><div style="border-radius:20px;border:1px solid #222222;color:#222222;font-family:Inter, sans-serif;font-size:13px;padding:6px 16px;">Smooth resident services</div></div><hr style="border-bottom-style:none;border-left-style:none;border-right-style:none;border-top:1px solid #222222;margin-bottom:40px;margin-top:40px;"><h2 style="color:#222222;font-size:24px;font-weight:300;line-height:1.3;margin-bottom:24px;">Digital services and resident support make everyday life smooth</h2><p style="font-size:18px;font-weight:400;line-height:1.6;margin-bottom:20px;">Once you have found your ideal new home, daily life runs best when managing practical matters is made as effortless as possible. User-friendly digital tools and expert customer service ensure that you always receive support when needed. Through our digital resident services, residents can handle contract- and notice-related matters whenever it suits them best.</p><p style="font-size:18px;font-weight:400;line-height:1.6;margin-bottom:20px;">In the Oma YH Kodit online service, you can review your active agreements, track rent or maintenance fee payment status, and submit messages directly into the system. Digital services reduce paperwork and speed up processing times on both ends.</p><p style="font-size:18px;font-weight:400;line-height:1.6;margin-bottom:20px;">Alongside our digital services, we always provide personal, professional customer service. Our team assists residents with various everyday situations, including:</p><div style="border-top:1px solid #222222;display:flex;flex-wrap:wrap;margin-bottom:40px;margin-top:20px;"><div style="border-bottom:1px solid #E5E5E5;flex:1;min-width:200px;padding:20px 0;"><span style="color:#222222;font-size:11px;"><span style="display:block;text-transform:uppercase;"><strong>Moving and keys</strong></span></span> <span style="font-size:16px;"><span style="display:block;font-weight:400;line-height:1.4;margin-top:8px;">Key collections, returns, and moving inspections are handled securely and in accordance with agreed procedures.</span></span></div><div style="border-bottom:1px solid #E5E5E5;flex:1;min-width:200px;padding:20px 0;"><span style="color:#222222;font-size:11px;"><span style="display:block;text-transform:uppercase;"><strong>Parking and common areas</strong></span></span> <span style="font-size:16px;"><span style="display:block;font-weight:400;line-height:1.4;margin-top:8px;">Parking space reservations as well as access rights to the building's sauna shifts and other shared facilities are coordinated centrally.</span></span></div><div style="border-bottom:1px solid #E5E5E5;flex:1;min-width:200px;padding:20px 0;"><span style="color:#222222;font-size:11px;"><span style="display:block;text-transform:uppercase;"><strong>Maintenance and billing</strong></span></span> <span style="font-size:16px;"><span style="display:block;font-weight:400;line-height:1.4;margin-top:8px;">Any repair needs, fault reports, and water billing inquiries are handled without delay.</span></span></div></div><p style="font-size:18px;font-weight:400;line-height:1.6;margin-bottom:20px;">Choosing the right neighborhood and new home depends on many individual factors. Whether you are looking for a practical rental home close to the city center, a family apartment near the shores of Hatanpää, or a carefree right-of-occupancy home, a responsible housing provider ensures smooth and secure everyday living. With resident-friendly contract terms and seamless digital services, you can settle into your new home with complete peace of mind.</p><div style="background-color:#d4e4f7;color:#222222;display:flex;flex-direction:column;margin-top:40px;padding:40px;"><p><span style="color:#222222;font-size:12px;"><span style="display:block;letter-spacing:0.1em;margin-bottom:8px;text-transform:uppercase;"><strong>Looking for a new home in Tampere?</strong></span></span></p><h3 style="color:#222222;font-size:24px;font-weight:300;line-height:1.3;margin-bottom:16px;">Find a housing solution tailored to your needs from YH Kodit</h3><p style="color:#222222;font-size:16px;line-height:1.6;margin-bottom:24px;">We offer a wide selection of rental and right-of-occupancy apartments as well as brand-new owner-occupied homes in the Tampere area. With us, the security deposit is equal to just one month’s rent, pets are always warmly welcome, and our digital Oma YH Kodit service keeps all contract details conveniently at your fingertips. Explore our available properties and submit your application today!</p><div><a style="align-items:center;background-color:#004b7a;border-radius:40px;color:#ffffff;display:inline-flex;font-size:16px;font-weight:400;height:48px;justify-content:center;padding:0 32px;text-decoration:none;transition:background 0.3s;" target="_blank" rel="noopener noreferrer" href="https://www.yhkodit.fi/en/apartments?region=PIR&amp;offset=0&amp;limit=12&amp;lang=en&amp;application_type=rental">Browse available apartments and apply</a></div></div></div>

Comparing Residential Areas in Tampere: Find the Neighborhood That Fits Your Needs

<div style="background-color:#ffffff;color:#222222;font-family:Inter, sans-serif;margin:0 auto;max-width:1280px;padding:60px 20px;"><h1 style="color:#222222;font-size:36px;font-weight:300;line-height:1.2;margin-bottom:32px;text-transform:none;">Can you have a pet in a senior apartment? At YH Kodit, four-legged friends are always welcome</h1><p style="font-size:18px;font-weight:400;line-height:1.6;margin-bottom:20px;">When choosing a senior apartment, what matters most is ease of everyday life, safety, and above all, feeling at home. When a house starts demanding too much — snow clearing, garden upkeep, constant repairs — accessible, low-maintenance living becomes an appealing alternative. But for many people considering the move, one question can be a real sticking point: can a beloved dog or cat come along to the new home?</p><p style="font-size:18px;font-weight:400;line-height:1.6;margin-bottom:20px;">Home is a place where every member of the family matters. Research consistently shows that pets improve the quality of life for older adults: they reduce feelings of loneliness, lower stress levels, and encourage daily activity. YH Kodit offers housing solutions where pets aren't merely permitted — they're welcome members of the household.</p><h2 style="color:#222222;font-size:26px;font-weight:300;line-height:1.3;margin-bottom:24px;margin-top:40px;">Modern senior housing is accessible and built for independent living</h2><p style="font-size:18px;font-weight:400;line-height:1.6;margin-bottom:20px;">Modern senior housing is designed for independent people who value ease without giving up their privacy. These are ordinary, high-quality rental homes built with future needs in mind: step-free throughout, wide doorways for easy movement, and modern building technology for added safety and peace of mind. Find out more about the <a style="color:#0070ba;" target="_blank" rel="noopener noreferrer" href="https://www.yhkodit.fi/en/apartments?application_type=rental&amp;region=PIR&amp;room_count=1&amp;room_count=2&amp;elderly_homes=true&amp;lang=en&amp;order_by=-publication&amp;limit=12&amp;offset=0"><u>accessible senior apartments</u></a> YH Kodit offers in prime locations across growing cities.</p><p style="font-size:18px;font-weight:400;line-height:1.6;margin-bottom:20px;">Senior apartments are typically located centrally, close to everyday services. Shops, pharmacies, healthcare, and cultural activities are usually within walking distance or easy reach by public transport. Safety is built into the design: lifts are spacious, bathrooms are designed for safe use, and kitchen ergonomics support independent living. In practice, residents can maintain their autonomy for as long as possible, secure in the knowledge that their home won't become an obstacle as the years go by.</p><div style="display:flex;flex-wrap:wrap;gap:8px;margin:16px 0 32px;"><div style="border-radius:20px;border:1px solid #222222;font-size:13px;padding:6px 16px;">Accessibility as standard</div><div style="border-radius:20px;border:1px solid #222222;font-size:13px;padding:6px 16px;">Lift buildings</div><div style="border-radius:20px;border:1px solid #222222;font-size:13px;padding:6px 16px;">Central locations</div><div style="border-radius:20px;border:1px solid #222222;font-size:13px;padding:6px 16px;">Safe bathrooms</div></div><p style="font-size:18px;font-weight:400;line-height:1.6;margin-bottom:20px;">Planning ahead is the key to a successful move. Many people choose an accessible home well in advance, so that a new social network has time to form and the neighbourhood becomes familiar while energy and mobility are still plentiful. This significantly reduces the stress associated with housing later on, when physical capacity may have changed.</p><h2 style="color:#222222;font-size:26px;font-weight:300;line-height:1.3;margin-bottom:24px;margin-top:40px;">Varke apartments: quality housing within income limits</h2><p style="font-size:18px;font-weight:400;line-height:1.6;margin-bottom:20px;">YH Kodit's range of senior apartments includes a substantial number of state-subsidised properties, referred to as **Varke apartments** (state-financed mid-range rental housing). These homes are designed to provide quality, affordable housing on a long-term basis. Because this is a state-supported form of housing, tenant selection is governed by statutory criteria to ensure that homes go to those who need them most.</p><p style="font-size:18px;font-weight:400;line-height:1.6;margin-bottom:20px;">Tenant selection looks at three main factors: housing need, income, and assets. Priority is given to applicants whose current living environment has become unsuitable — for example due to the absence of a lift or the presence of steps — and whose financial situation is modest. The income limits exist to ensure that housing remains accessible to those living on an ordinary pension.</p><div style="background-color:#f9f9f9;border-left:4px solid #004b7a;margin:30px 0;padding:24px;"><p><span style="color:#004b7a;font-size:12px;"><span style="display:block;margin-bottom:8px;text-transform:uppercase;"><strong>Key facts on tenant selection</strong></span></span></p><p style="font-size:16px;line-height:1.5;margin:0;">Tenant selection for Varke and ARA apartments follows national income limits. For a single-person household, gross income may not exceed €3,540 per month. For a two-person household, the corresponding limit is €6,020. The applicant's assets — such as an owner-occupied property — are also assessed as part of the application process.</p></div><p style="font-size:18px;font-weight:400;line-height:1.6;margin-bottom:20px;">In the asset assessment, the applicant's total assets are calculated net of any debts. If the applicant owns a property, its value is based on the current market price. It's worth noting, however, that senior housing applications often come with particular circumstances: if a current home is unsuitable for health or functional reasons, this can support an application even if the asset limit is slightly exceeded. Each application is assessed individually.</p><div style="border-top:1px solid #222222;display:flex;flex-wrap:wrap;margin-top:20px;"><div style="border-bottom:1px solid #E5E5E5;flex:1;min-width:250px;padding:15px 0;"><span style="font-size:11px;"><span style="display:block;text-transform:uppercase;"><strong>Income limit (1 person)</strong></span></span> <span style="font-size:20px;"><span style="font-weight:300;">€3,540/month</span></span></div><div style="border-bottom:1px solid #E5E5E5;flex:1;min-width:250px;padding:15px 0;"><span style="font-size:11px;"><span style="display:block;text-transform:uppercase;"><strong>Agreement type</strong></span></span> <span style="font-size:20px;"><span style="font-weight:300;">Open-ended</span></span></div></div><h2 style="color:#222222;font-size:26px;font-weight:300;line-height:1.3;margin-bottom:24px;margin-top:40px;">Pets bring purpose and routine</h2><p style="font-size:18px;font-weight:400;line-height:1.6;margin-bottom:20px;">For many older adults, a pet is at the very heart of daily life — a companion that offers comfort and company. At YH Kodit, we believe no one should have to say goodbye to a beloved animal just because they're moving home. Pets are welcome in all our properties, and the accessible environment often works just as well for an ageing pet as it does for their owner.</p><p style="font-size:18px;font-weight:400;line-height:1.6;margin-bottom:20px;">In practical terms, being pet-friendly means durable, hardwearing surface materials and properties located close to parks and outdoor spaces. Step-free routes, threshold-free access, and spacious lifts make getting around easy — both for the resident and for a dog on the lead. Having a pet is not a barrier to being offered a home; on the contrary, it's seen as something that enhances quality of life and encourages social connection.</p><p style="font-size:18px;font-weight:400;line-height:1.6;margin-bottom:20px;">Pets also tend to be natural icebreakers between new residents. Friendships form in the courtyards of senior housing buildings and in nearby parks during morning dog walks — an effective antidote to the loneliness that can come with later life. In YH Kodit's community-focused living environments, neighbours get to know each other, and a pet is a natural part of that everyday life.</p><h2 style="color:#222222;font-size:26px;font-weight:300;line-height:1.3;margin-bottom:24px;margin-top:40px;">Oma YH Kodit and flexible tenancy terms</h2><p style="font-size:18px;font-weight:400;line-height:1.6;margin-bottom:20px;">Renting should be worry-free. That's why we've developed the Oma YH Kodit portal, which puts everything to do with your home right at your fingertips — on your computer or tablet. Through the digital service, you can view your tenancy agreement, submit maintenance requests, book sauna slots, or check building notices whenever it suits you. This reduces the need to wait on hold and gives residents a genuine sense of control over their own home.</p><p style="font-size:18px;font-weight:400;line-height:1.6;margin-bottom:20px;">Clear and straightforward tenancy terms are one of the cornerstones of flexible living. Unlike many private market landlords who may require a year-long commitment under threat of penalty, YH Kodit offers open-ended agreements. This gives residents peace of mind: if circumstances change unexpectedly, you can leave without unreasonable delays or financial penalties.</p><div style="background-color:#d4e4f7;border-left:4px solid #004b7a;margin:30px 0;padding:24px;"><p><span style="font-size:12px;"><span style="display:block;margin-bottom:8px;text-transform:uppercase;"><strong>Freedom to live on your own terms</strong></span></span></p><p style="font-size:16px;line-height:1.5;margin:0;">All of our tenancy agreements carry a notice period of just one calendar month. We don't require long commitments, because we trust that our residents feel at home — and value the flexibility to adapt when life takes an unexpected turn.</p></div><h2 style="color:#222222;font-size:26px;font-weight:300;line-height:1.3;margin-bottom:24px;margin-top:40px;">How to apply for a senior apartment in Tampere or Turku</h2><p style="font-size:18px;font-weight:400;line-height:1.6;margin-bottom:20px;">Applying for a senior apartment in Tampere, Turku, or the surrounding municipalities has been made as straightforward as possible. Everything starts with an online application on our website. As many of our properties are Varke or ARA apartments, the application asks for information about gross income and assets. This information is essential to ensure the tenant selection process is carried out fairly.</p><p style="font-size:18px;font-weight:400;line-height:1.6;margin-bottom:20px;">Once submitted, your application remains valid for several months and can be updated if your preferences or circumstances change. In the most popular areas — such as central Tampere or along the river in Turku — demand is high, so it's worth keeping your application active and listing several different properties. When a suitable home becomes available, we'll be in touch and offer you the opportunity to view it before making a final decision.</p><p style="font-size:18px;font-weight:400;line-height:1.6;margin-bottom:20px;margin-top:40px;">Safe, secure housing is built on the confidence that your home will adapt to your needs year after year. YH Kodit provides a stable foundation for an active life in later years — where accessibility, central location, and fair tenancy terms come together. With us, you never have to choose between your new home and a beloved pet. There's room for both at the same address.</p><div style="background-color:#d4e4f7;border-radius:4px;margin-top:60px;padding:40px;"><p><span style="color:#222222;font-size:12px;"><span style="display:block;letter-spacing:0.1em;margin-bottom:8px;text-transform:uppercase;"><strong>Welcome home</strong></span></span></p><h2 style="color:#222222;font-size:30px;font-weight:300;line-height:1.2;margin-bottom:24px;">Find your new accessible home today</h2><p style="font-size:18px;line-height:1.6;margin-bottom:32px;">We offer flexible, secure housing solutions where everyday life flows easily and pets are right at home. Browse our available and soon-to-be-available senior apartments in Tampere and Turku and submit your application.</p><p><a style="align-items:center;background-color:#004b7a;border-radius:40px;box-shadow:0 4px 6px rgba(0,0,0,0.1);color:#ffffff;display:inline-flex;font-size:16px;font-weight:500;height:56px;justify-content:center;padding:0 45px;text-decoration:none;transition:background 0.3s;" target="_blank" rel="noopener noreferrer" href="https://www.yhkodit.fi/en/apartments?application_type=rental&amp;region=PIR&amp;room_count=1&amp;room_count=2&amp;elderly_homes=true&amp;lang=en&amp;order_by=-publication&amp;limit=12&amp;offset=0">View available senior apartments</a></p></div></div>

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Can you have a pet in a senior apartment? At YH Kodit, four-legged friends are always welcome

<div style="background-color:#ffffff;color:#222222;font-family:Inter, system-ui, -apple-system, sans-serif;margin:0 auto;padding:60px 20px;"><p style="font-size:18px;font-weight:400;line-height:1.6;margin-bottom:20px;">A private sauna is a welcome source of relaxation for many apartment dwellers. While electric sauna heaters are designed to be safe and easy to use, improper operation or neglected maintenance always carries a fire risk. According to statistics from the Finnish Rescue Services Partnership Network and the Finnish National Rescue Association (SPEK), an average of one sauna fire breaks out in Finland every day. In an apartment building in particular, a sauna fire puts not only the residents of that unit at risk, but also neighbours — smoke and flames can spread rapidly to other apartments and shared areas of the building.</p><p style="font-size:18px;font-weight:400;line-height:1.6;margin-bottom:20px;">Sauna fire safety is easy to maintain as part of everyday routine. A few simple habits allow every resident to prevent hazardous situations effectively. Recognising the risks and acting responsibly protects both your own home and those around you.</p><h2 style="color:#222222;font-size:24px;font-weight:300;line-height:1.3;margin-bottom:24px;">Why does sauna fire safety matter more in apartment buildings?</h2><p style="font-size:18px;font-weight:400;line-height:1.6;margin-bottom:20px;">In an apartment building, people live in close proximity, meaning an accident in one unit directly affects the safety of dozens of others. Sauna fire safety is part of the building's collective safety — not just an individual resident's responsibility. An electric sauna heater is a high-powered appliance that generates large amounts of thermal energy very quickly. If flammable materials are nearby, a dangerous fire can develop in a matter of minutes.</p><p style="font-size:18px;font-weight:400;line-height:1.6;margin-bottom:20px;">In modern apartment buildings, structural fire compartmentalisation improves safety. Required by fire authorities and building regulations, compartmentalisation separates apartments using fire doors and fire-resistant wall and ceiling structures, which typically contain fire and smoke for at least 60 minutes. This gives residents more time to escape in an emergency and helps keep the fire contained until the rescue services arrive. However, compartmentalisation does not prevent smoke from entering the stairwell or ventilation ducts if, for example, the apartment's front door is left open during evacuation.</p><div style="background-color:#d4e4f7;border-left:4px solid #0070BA;margin:30px 0;padding:24px;"><p><span style="color:#222222;font-size:12px;"><span style="display:block;margin-bottom:8px;text-transform:uppercase;"><strong>Key finding from the statistics</strong></span></span></p><p style="color:#222222;font-size:16px;line-height:1.5;margin:0;">According to material published by the Finnish National Rescue Association (SPEK), up to two thirds of residential sauna fires are caused by carelessness or improper use of the heater. Technical equipment faults are statistically far less common than human error.</p></div><h2 style="color:#222222;font-size:24px;font-weight:300;line-height:1.3;margin-bottom:24px;">The area around the heater and drying laundry: Everyday hazards and how to avoid them</h2><p><br>&nbsp;One of the most common mistakes in apartment saunas is using the sauna as a storage space or for drying laundry after washing. While the sauna may seem like a convenient place to hang wet clothes, the practice poses a serious fire safety risk. Ropes strung above the heater can loosen or snap, causing dry, lightweight textiles to fall directly onto the hot stones. A laundry rack toppling onto the heater has also caused several serious fires.</p><p style="font-size:18px;font-weight:400;line-height:1.6;margin-bottom:20px;">Nothing should ever be stored on top of or immediately next to the heater, even when the unit is cold. An electric sauna heater can switch on accidentally — for instance during cleaning, through children playing nearby, or because of a pet. If your apartment has a sauna you use rarely or not at all, the safest course of action is to turn off the heater's circuit breaker at the fuse box entirely. This eliminates any risk of the unit starting up unintentionally.</p><p style="font-size:18px;font-weight:400;line-height:1.6;margin-bottom:20px;">When the heater's required clearance distances are not observed, the temperature in surrounding materials can rise to ignition point rapidly. Clearance distances are the safety zones specified by the manufacturer. They ensure that nearby wooden structures and other surfaces do not overheat. Adequate clearance prevents wood materials from gradually charring and eventually self-igniting as a result of prolonged heat exposure.</p><p><span style="color:#222222;font-size:12px;"><span style="display:block;letter-spacing:0.1em;margin-bottom:8px;text-transform:uppercase;"><strong>Never store these items in the sauna:</strong></span></span></p><div style="display:flex;flex-wrap:wrap;gap:8px;margin:16px 0 30px;"><div style="background-color:#ffffff;border-radius:20px;border:1px solid #222222;color:#222222;font-size:13px;padding:6px 16px;">Drying clothes and towels</div><div style="background-color:#ffffff;border-radius:20px;border:1px solid #222222;color:#222222;font-size:13px;padding:6px 16px;">Cardboard boxes and paper waste</div><div style="background-color:#ffffff;border-radius:20px;border:1px solid #222222;color:#222222;font-size:13px;padding:6px 16px;">Plastic sauna buckets or wash basins</div><div style="background-color:#ffffff;border-radius:20px;border:1px solid #222222;color:#222222;font-size:13px;padding:6px 16px;">Electrical devices or other stored items</div></div><p style="font-size:18px;font-weight:400;line-height:1.6;margin-bottom:20px;">Make it a habit to check the heater and its surroundings every time before switching it on. This brief check, taking just a few seconds, is an effective way to prevent accidents. If you are unsure about how your heater is working or notice any faults, you can find useful information in our <a style="color:#0070ba;" target="_blank" rel="noopener noreferrer" href="https://www.yhkodit.fi/usein-kysyttya"><u>frequently asked questions</u></a>. For anything unclear or in need of maintenance, do not hesitate to contact our <a style="color:#0070ba;" target="_blank" rel="noopener noreferrer" href="https://www.yhkodit.fi/asiakaspalvelu"><u>customer service</u></a> directly.</p><h2 style="color:#222222;font-size:24px;font-weight:300;line-height:1.3;margin-bottom:24px;">Regular maintenance of sauna stones prevents overheating</h2><p><br>&nbsp;</p><p style="font-size:18px;font-weight:400;line-height:1.6;margin-bottom:20px;">Few people consider that the stones inside the sauna heater directly affect the apartment's fire safety. According to recommendations from the Finnish Safety and Chemicals Agency (Tukes), sauna stones should be inspected and restacked at least once a year — more often with heavy use. Over time, repeated intense heat cycling causes the stones to crumble, compact and begin to block the heater's internal airflow. This blockage prevents air from circulating freely between the heating elements, which leads to the unit overheating and can damage its electrical components or the surrounding structures.</p><p style="font-size:18px;font-weight:400;line-height:1.6;margin-bottom:20px;">When air cannot flow freely, the heating elements operate continuously at their limits. This shortens the heater's lifespan and significantly increases the risk of an electrical fire. The condition of the sauna stones is easy to check at home: if the surface of the stones has turned grey and crumbly, or they have clearly sunk down inside the heater, it is time to replace them. Intact, properly arranged stones ensure even and safe heat distribution throughout the sauna, which also saves energy and improves the quality of steam.</p><h2 style="color:#222222;font-size:24px;font-weight:300;line-height:1.3;margin-bottom:24px;">What to do in an emergency: How to respond if the sauna catches fire</h2><p><br>&nbsp;While careful prevention is the best way to protect against accidents, it is worth knowing in advance how to act in an emergency. If a fire breaks out in the sauna, a quick and correct response can save lives — both yours and your neighbours'. The first priority is always to ensure your own safety and the safety of others, and to avoid immediate danger.</p><div style="background-color:#d4e4f7;border-left:4px solid #0070BA;margin:30px 0;padding:24px;"><p><span style="color:#222222;font-size:12px;"><span style="display:block;margin-bottom:8px;text-transform:uppercase;"><strong>What to do if a fire breaks out:</strong></span></span></p><p style="color:#222222;font-size:16px;line-height:1.5;margin:0 0 12px;"><strong>1. Cut the power and attempt to extinguish the fire:</strong> If the fire is in its early stages and you can act without putting yourself at risk, switch off the heater and try to smother the flames with a fire blanket. Never throw water onto a burning electrical appliance — you risk electric shock.</p><p style="color:#222222;font-size:16px;line-height:1.5;margin:0 0 12px;"><strong>2. Close doors behind you:</strong> Close the sauna door to help starve the fire of oxygen. If you need to leave the apartment, close the front door carefully behind you as well. This prevents dangerous smoke and flames from spreading into the stairwell and other apartments.</p><p style="color:#222222;font-size:16px;line-height:1.5;margin:0 0 12px;"><strong>3. Evacuate and call the emergency number 112:</strong> Leave the building via the stairs and go to a safe location outside. Never use the lift during a fire. Only make the emergency call once you are safely outside.</p></div><p style="font-size:18px;font-weight:400;line-height:1.6;margin-bottom:20px;">According to rescue authority guidelines, if a space is filled with smoke, you must leave immediately by crawling — clean, cooler air stays low near floor level. In an apartment building, closing the front door when evacuating is critically important: it gives other residents more time to protect themselves and helps the fire service keep the fire contained to a limited area.</p><h2 style="color:#222222;font-size:24px;font-weight:300;line-height:1.3;margin-bottom:24px;">Stress-free and safe everyday living in our homes</h2><p style="font-size:18px;font-weight:400;line-height:1.6;margin-bottom:20px;">Safety and comfort are the foundations of a good home. We offer flexible and hassle-free housing solutions in growing urban areas, including the Tampere and Turku regions and their surrounding municipalities. Our diverse portfolio includes modern rental apartments, responsible and affordable right-of-occupancy homes (ASO), and high-quality owner-occupied properties developed with sound financial backing. In our state-supported Varke apartments, resident selection is subject to asset and income limits to ensure the homes reach those who need them most.</p><p style="font-size:18px;font-weight:400;line-height:1.6;margin-bottom:20px;">Across all our property types, maintenance and upkeep have been designed to be as straightforward and transparent as possible. On the topic of fire safety, it is worth noting that the responsibility for maintaining and providing smoke detectors now lies with the building owner — i.e. the landlord or housing company. The resident's role is to test the device regularly and to report any faults — such as a depleted battery — without delay.</p><p style="font-size:18px;font-weight:400;line-height:1.6;margin-bottom:20px;">If you notice any malfunctions or maintenance needs in your sauna or elsewhere in your apartment, our online service Oma YH Kodit is available around the clock. Through the service, you can submit a maintenance request, view your contract and payment details, and read the latest announcements for your building. Our professional customer service team and maintenance partners ensure that apartment inspections, move-in repairs and other technical work are carried out promptly.</p><p style="font-size:18px;font-weight:400;line-height:1.6;margin-bottom:20px;">Flexibility is also reflected in our contract terms. Our tenancy agreements require no mandatory 12-month commitment, and a one calendar month notice period applies. In practice, this means the tenancy ends on the last day of the calendar month following the month in which notice is given — for example, if you give notice in June, your tenancy ends at the close of July. Pets are always welcome in our homes too, so you can enjoy a safe and relaxed everyday life together with your four-legged companion.<br><br>By maintaining sauna fire safety through small everyday habits, you create a safe living environment for yourself and your neighbours. Preventive measures — such as keeping the area around the heater clear, avoiding drying laundry in the sauna room, and checking the condition of the sauna stones regularly — go a long way towards protecting your shared home for years to come.</p><div style="border-top:1px solid #222222;display:flex;flex-wrap:wrap;margin-bottom:40px;margin-top:40px;">&nbsp;</div><div style="background-color:#004b7a;color:#ffffff;display:flex;flex-direction:column;margin-top:40px;padding:40px;"><p><span style="color:#ffffff;font-size:12px;"><span style="display:block;letter-spacing:0.1em;margin-bottom:8px;text-transform:uppercase;"><strong>Find your new home with us</strong></span></span></p><h3 style="color:#ffffff;font-size:24px;font-weight:300;line-height:1.3;margin-bottom:16px;">Stress-free housing solutions in Tampere and Turku</h3><div style="border-top:1px solid #222222;display:flex;flex-wrap:wrap;margin-bottom:40px;margin-top:40px;"><div style="border-bottom:1px solid #E5E5E5;flex:1;min-width:200px;padding:20px 0;"><span style="color:#ffffff;font-size:11px;"><span style="display:block;text-transform:uppercase;"><strong>Notice period</strong></span></span><span style="color:#ffffff;"> </span><span style="color:#ffffff;font-size:20px;"><span style="font-weight:300;">1 calendar month</span></span></div><div style="border-bottom:1px solid #E5E5E5;flex:1;min-width:200px;padding:20px 0;"><span style="color:#ffffff;font-size:11px;"><span style="display:block;text-transform:uppercase;"><strong>Pets</strong></span></span><span style="color:#ffffff;"> </span><span style="color:#ffffff;font-size:20px;"><span style="font-weight:300;">Always welcome in our homes</span></span></div><div style="border-bottom:1px solid #E5E5E5;flex:1;min-width:200px;padding:20px 0;"><span style="color:#ffffff;font-size:11px;"><span style="display:block;text-transform:uppercase;"><strong>Online service</strong></span></span><span style="color:#ffffff;"> </span><span style="color:#ffffff;font-size:20px;"><span style="font-weight:300;">Oma YH Kodit 24/7</span></span></div></div><p style="color:#ffffff;font-size:16px;line-height:1.6;margin-bottom:24px;">Whether you are looking for a modern and flexible rental apartment, an affordable right-of-occupancy home, or a high-quality new owner-occupied property, we have the right home for you. Browse our available listings and ask our experts for more information.</p><div><a style="align-items:center;background-color:#ffffff;border-radius:40px;color:#004b7a;display:inline-flex;font-size:16px;height:48px;justify-content:center;padding:0 32px;text-decoration:none;transition:background 0.3s;" target="_blank" rel="noopener noreferrer" href="https://www.yhkodit.fi/asiakaspalvelu"><strong>Contact customer service</strong></a></div></div></div>

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A sauna fire can catch you off guard in an apartment building — these simple everyday habits keep your home safe

<p>--- SEO METADATA --- - URL SLUG: shared-apartment-tampere-turku - META TITLE: Shared Housing in Tampere and Turku | YH Kodit - META DESCRIPTION: Looking for a shared home in Tampere or Turku? A larger three- or four-room apartment is ideal for house sharing. Explore and apply today! --------------------</p><div style="background-color:#ffffff;color:#222222;font-family:Inter, sans-serif;margin:0 auto;max-width:1280px;padding:60px 20px;"><h1 style="color:#222222;font-size:32px;font-weight:300;line-height:1.2;margin-bottom:32px;text-transform:none;">Looking for a student apartment in Tampere or Turku? A larger three- or four-room apartment is a great option for shared living</h1><p style="font-size:18px;font-weight:400;line-height:1.6;margin-bottom:20px;">Starting your studies in Tampere or Turku comes with plenty of practical arrangements to sort out. Finding a suitable apartment before the semester begins is one of the most pressing tasks. The appeal of these growing cities is felt in the autumn rental market for small apartments, where demand quickly outstrips supply. Most new students look for studio apartments first, which leads to fierce competition and drives rents up.</p><p style="font-size:18px;font-weight:400;line-height:1.6;margin-bottom:20px;">Renting a larger apartment — such as a three- or four-room flat — together with classmates or friends is an effective solution to this. Shared living makes it easier to find a home during the peak season and significantly reduces housing costs. When more people share the same space, each resident gets a more spacious apartment at a lower personal monthly rent.</p><h2 style="color:#222222;font-size:24px;font-weight:300;line-height:1.3;margin-bottom:24px;margin-top:40px;">High demand for studios vs. the benefits of shared living in growing cities</h2><p style="font-size:18px;font-weight:400;line-height:1.6;margin-bottom:20px;">Tampere and Turku attract a large number of students, making the small-apartment market highly competitive in late summer. The high volume of applicants for studios can delay finding a suitable home. Demand for larger apartments is more stable, and they become available more easily even mid-academic year.</p><p style="font-size:18px;font-weight:400;line-height:1.6;margin-bottom:20px;">Shared living offers real advantages over living alone. In a larger apartment, everyone has their own private bedroom, plus access to shared spaces such as the kitchen and living room. Day-to-day life is more comfortable with plenty of room rather than being confined to a single small space. Shared running costs — such as electricity, water, and internet — ease the monthly budget, and the money saved gives you more financial breathing room for life outside of studying.</p><div style="border-top:1px solid #222222;display:flex;flex-wrap:wrap;margin-bottom:30px;margin-top:30px;"><div style="border-bottom:1px solid #E5E5E5;border-right:1px solid #E5E5E5;flex:1;min-width:280px;padding:20px 15px 20px 0;"><p><span style="color:#0070ba;font-size:11px;"><span style="display:block;margin-bottom:4px;text-transform:uppercase;"><strong>Living alone (Studio)</strong></span></span> <span style="font-size:20px;"><span style="display:block;font-weight:300;margin-bottom:8px;">Higher cost per square metre</span></span></p><p style="color:#555555;font-size:14px;line-height:1.5;margin:0;">All living and daily running costs are paid entirely by yourself. Living space is often limited to a single room.</p></div><div style="border-bottom:1px solid #E5E5E5;flex:1;min-width:280px;padding:20px 0 20px 15px;"><p><span style="color:#0070ba;font-size:11px;"><span style="display:block;margin-bottom:4px;text-transform:uppercase;"><strong>Shared living (Three- or four-room apartment)</strong></span></span> <span style="font-size:20px;"><span style="display:block;font-weight:300;margin-bottom:8px;">Lower cost per square metre</span></span></p><p style="color:#555555;font-size:14px;line-height:1.5;margin:0;">Rent, electricity, and internet are split equally among residents. There's plenty of shared space plus your own private bedroom.</p></div></div><h2 style="color:#222222;font-size:24px;font-weight:300;line-height:1.3;margin-bottom:24px;margin-top:40px;">Varke apartments and student finances – income and asset limits in tenant selection</h2><p style="font-size:18px;font-weight:400;line-height:1.6;margin-bottom:20px;">State-subsidised rental apartments, known as Varke apartments, are a popular and reliable option for students. These homes offer quality housing at reasonable prices, which suits students living on a tight budget. As a subsidised form of housing, tenant selection follows set criteria designed to direct apartments to those who need them most.</p><p style="font-size:18px;font-weight:400;line-height:1.6;margin-bottom:20px;">Tenant selection takes into account applicants' housing need, income, and assets, with priority given to those in the most urgent situations and with the lowest incomes. A student's income typically consists of a study grant, housing allowance, and earnings from part-time work — all of which generally fall well within the set limits.</p><div style="background-color:#d4e4f7;border-left:4px solid #0070BA;margin:30px 0;padding:24px;"><p><span style="color:#222222;font-size:12px;"><span style="display:block;margin-bottom:8px;text-transform:uppercase;"><strong>Key tenant selection criterion</strong></span></span></p><p style="color:#222222;font-size:16px;line-height:1.5;margin:0;">For Varke apartments, the gross monthly income limit for a single-person household is <strong>3,540 €/month</strong>. Asset assessment includes properties, investment funds, shares, or other easily realisable assets owned by the applicant.</p></div><p style="font-size:18px;font-weight:400;line-height:1.6;margin-bottom:20px;">When applying for a Varke apartment, it's also worth familiarising yourself with the tenancy terms, which bring stability to student life and finances:</p><ul style="margin-bottom:24px;padding-left:0;"><li style="border-left:2px solid #0070BA;font-size:18px;line-height:1.6;margin-bottom:12px;padding-left:20px;" data-list-item-id="e4445773444b9bf4bdc6bfffb04142e34"><strong>Security deposit:</strong> The deposit required when signing the contract is modest — just one month's rent. This low upfront cost significantly eases the financial burden of moving in.</li><li style="border-left:2px solid #0070BA;font-size:18px;line-height:1.6;margin-bottom:12px;padding-left:20px;" data-list-item-id="eab6b279805ef35b990f4d7e60fe2be76"><strong>Notice period:</strong> Contracts follow the statutory standard. The tenant's notice period is one full calendar month. This flexibility gives you freedom when your studies end or your circumstances change.</li></ul><h2 style="color:#222222;font-size:24px;font-weight:300;line-height:1.3;margin-bottom:24px;margin-top:40px;">Practical arrangements for shared living and tenancy terms</h2><p style="font-size:18px;font-weight:400;line-height:1.6;margin-bottom:20px;">When sharing a home, it's worth considering how the tenancy agreement is structured. When renting a larger three- or four-room apartment as a shared flat, the lease can be drawn up jointly in all residents' names or separately for each individual. A joint agreement means all signatories are collectively responsible for the apartment's upkeep and rent payments. Separate agreements limit each person's responsibility to their own bedroom and use of shared spaces.</p><p style="font-size:18px;font-weight:400;line-height:1.6;margin-bottom:20px;">Moving in is made easier by the fact that the security deposit is just one month's rent — a manageable upfront cost compared to many private landlords, where deposit requirements can be considerably higher. Pets are also welcome in all our homes, so shared life runs smoothly with furry family members too, at no extra charge.</p><div style="border-top:1px solid #222222;display:flex;flex-wrap:wrap;margin-bottom:30px;margin-top:20px;"><div style="border-bottom:1px solid #E5E5E5;flex:1;min-width:150px;padding:15px 0;"><span style="color:#0070ba;font-size:11px;"><span style="display:block;text-transform:uppercase;"><strong>Security deposit</strong></span></span> <span style="font-size:20px;"><span style="font-weight:300;">1 month's rent</span></span></div><div style="border-bottom:1px solid #E5E5E5;flex:1;min-width:150px;padding:15px 0;"><span style="color:#0070ba;font-size:11px;"><span style="display:block;text-transform:uppercase;"><strong>Notice period</strong></span></span> <span style="font-size:20px;"><span style="font-weight:300;">1 calendar month</span></span></div></div><h2 style="color:#222222;font-size:24px;font-weight:300;line-height:1.3;margin-bottom:24px;margin-top:40px;">Hassle-free everyday life with the Oma YH Kodit portal and customer service</h2><p style="font-size:18px;font-weight:400;line-height:1.6;margin-bottom:20px;">Smooth day-to-day living matters alongside your studies, so housing services should be as straightforward as possible. The Oma YH Kodit online portal makes it easy to manage everything related to your home. Residents can view their contracts, track rent payments, and submit maintenance requests directly online. All housing-related information is stored securely in one place — no paper documents needed.</p><p style="font-size:18px;font-weight:400;line-height:1.6;margin-bottom:20px;">Our expert customer service team is on hand to help with any questions related to moving in or everyday life. Support is available for practical matters such as key collection, parking space reservations, and apartment inspections. Water billing and condition reports are also handled centrally through our customer service channels, saving you time and keeping your student life worry-free.</p><h2 style="color:#222222;font-size:24px;font-weight:300;line-height:1.3;margin-bottom:24px;margin-top:40px;">How to apply for a student apartment in the Tampere and Turku area</h2><p style="font-size:18px;font-weight:400;line-height:1.6;margin-bottom:20px;">It's worth starting your search for the right home well before the autumn rush. The application process is designed to be straightforward, so finding an apartment won't hold up the start of your studies. Each applicant's individual situation is always taken into account.</p><div style="margin:24px 0;"><div style="background-color:#f9f9f9;border-left:4px solid #0070BA;margin-bottom:12px;padding:20px;"><p><span style="color:#004b7a;font-size:12px;"><span style="display:block;margin-bottom:4px;text-transform:uppercase;"><strong>Step 1: Submit a housing application</strong></span></span></p><p style="color:#222222;font-size:16px;line-height:1.5;margin:0;">Fill in the online housing application on our website. You can specify your preferences for location, apartment size, and maximum rent. If you're looking for a shared flat, make sure to include the details of any other prospective residents.</p></div><div style="background-color:#f9f9f9;border-left:4px solid #0070BA;margin-bottom:12px;padding:20px;"><p><span style="color:#004b7a;font-size:12px;"><span style="display:block;margin-bottom:4px;text-transform:uppercase;"><strong>Step 2: Browse available properties</strong></span></span></p><p style="color:#222222;font-size:16px;line-height:1.5;margin:0;">Available and upcoming properties in Tampere, Turku, and the surrounding areas are updated continuously. Once you've submitted your application, you'll receive an offer as soon as a matching home becomes available.</p></div><div style="background-color:#f9f9f9;border-left:4px solid #0070BA;margin-bottom:12px;padding:20px;"><p><span style="color:#004b7a;font-size:12px;"><span style="display:block;margin-bottom:4px;text-transform:uppercase;"><strong>Step 3: Apartment viewing and signing the contract</strong></span></span></p><p style="color:#222222;font-size:16px;line-height:1.5;margin:0;">Once you receive an offer, you can view the apartment at an in-person showing. If it meets your expectations, the contract can be conveniently signed digitally.</p></div></div><p style="font-size:18px;font-weight:400;line-height:1.6;margin-bottom:20px;">Student life is made easier by the fact that there's no requirement to commit to a minimum 12-month contract. You can stay for exactly as long as your situation requires. The notice period for an open-ended contract is one full calendar month. This flexibility makes it straightforward to relocate — for example, for a job in a new city — without long overlapping rent costs.</p><p style="font-size:18px;font-weight:400;line-height:1.6;margin-bottom:20px;">In addition to rental apartments, our selection includes right-of-occupancy apartments (ASO) and new owner-occupied homes. Many students start with a rental apartment for its convenience. YH Kodit's diverse range of <a style="color:#0070ba;" target="_blank" rel="noopener noreferrer" href="https://www.yhkodit.fi/en/apartments?region=PIR&amp;offset=0&amp;limit=12&amp;room_count=1&amp;room_count=2&amp;lang=en&amp;application_type=rental"><strong><u>rental apartments</u></strong></a> provides an excellent starting point for independent living, and a right-of-occupancy apartment can later be a secure and affordable alternative to taking out a large mortgage.</p><p style="font-size:18px;font-weight:400;line-height:1.6;margin-bottom:20px;">Renting a larger apartment together with friends is a financially and socially smart choice for student housing in Tampere and Turku. In a shared flat, the cost per square metre stays reasonable, the shared spaces are generous, and splitting the costs brings real savings. Flexible tenancy agreements, a low deposit, and solid resident services mean you can focus on your studies without worrying about the day-to-day practicalities of housing.</p><div style="background-color:#004b7a;color:#ffffff;display:flex;flex-direction:column;margin-top:40px;padding:40px;"><p><span style="color:hsl(0, 0%, 100%);font-size:12px;"><span style="display:block;letter-spacing:0.1em;margin-bottom:8px;text-transform:uppercase;"><strong>Find your new home today</strong></span></span></p><h2 style="color:#ffffff;font-size:24px;font-weight:300;line-height:1.3;margin-bottom:16px;"><span style="color:hsl(0, 0%, 100%);">Explore our wide range of properties</span></h2><p style="color:#ffffff;font-size:16px;line-height:1.6;margin-bottom:24px;">Whether you're looking for a comfortable three-room apartment to share with friends or a modern rental home with great transport links, we offer flexible and reliable housing solutions in Tampere and Turku. Browse available properties and apply today.</p><div><a style="align-items:center;background-color:#ffffff;border-radius:40px;color:#004b7a;display:inline-flex;font-size:16px;height:48px;justify-content:center;padding:0 32px;text-decoration:none;" target="_blank" rel="noopener noreferrer" href="https://www.yhkodit.fi/en/apartments?region=PIR&amp;offset=0&amp;limit=12&amp;room_count=1&amp;room_count=2&amp;lang=en&amp;application_type=rental"><strong>Browse available rental apartments</strong></a></div></div></div>

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Looking for a student apartment in Tampere or Turku? A larger three- or four-room apartment is a great option for shared living

<p>On this page, you’ll find up-to-date information about applying for an apartment, as well as useful details about rental housing and right-of-occupancy (ASO) housing.</p>

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