<p><meta content="text/html; charset=us-ascii" http-equiv="Content-Type"><style>
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</style></p><h1>Are you looking for a new home in Kokkola? Check out three properties that have apartments available immediately!</h1><div style="font-family:'Segoe UI';font-size:14px;font-style:normal;font-weight:400;line-height:20px;"><meta content="text/html; charset=us-ascii" http-equiv="Content-Type"><style>
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</style></div><div style="font-family:'Segoe UI';font-size:14px;font-style:normal;font-weight:400;line-height:20px;"><p>Dreaming of a new home in Kokkola? YH Kodit's rental apartments offer options for a variety of life situations and housing needs. Choose a home close to the city centre and its services, or settle in the pleasant Halkokari area, where the seaside surroundings and proximity to nature add comfort and quality to everyday living.</p><p>Explore three properties located in Kokkola and find the home that suits you best!</p></div>

<p><img src="https://storage.googleapis.com/yhkodit/Itaeinen_kirkkokatu_2_3_b88b949d3e/Itaeinen_kirkkokatu_2_3_b88b949d3e.jpg" alt="Itäinen kirkkokatu 2 (3).JPG" srcset="https://storage.googleapis.com/yhkodit/xsmall_Itaeinen_kirkkokatu_2_3_b88b949d3e/xsmall_Itaeinen_kirkkokatu_2_3_b88b949d3e.jpg 64w,https://storage.googleapis.com/yhkodit/thumbnail_Itaeinen_kirkkokatu_2_3_b88b949d3e/thumbnail_Itaeinen_kirkkokatu_2_3_b88b949d3e.jpg 209w,https://storage.googleapis.com/yhkodit/small_Itaeinen_kirkkokatu_2_3_b88b949d3e/small_Itaeinen_kirkkokatu_2_3_b88b949d3e.jpg 500w,https://storage.googleapis.com/yhkodit/medium_Itaeinen_kirkkokatu_2_3_b88b949d3e/medium_Itaeinen_kirkkokatu_2_3_b88b949d3e.jpg 750w,https://storage.googleapis.com/yhkodit/large_Itaeinen_kirkkokatu_2_3_b88b949d3e/large_Itaeinen_kirkkokatu_2_3_b88b949d3e.jpg 1000w,https://storage.googleapis.com/yhkodit/xlarge_Itaeinen_kirkkokatu_2_3_b88b949d3e/xlarge_Itaeinen_kirkkokatu_2_3_b88b949d3e.jpg 1920w," sizes="100vw" width="2000" height="1500"></p><p>Would you like to live close to city amenities and convenient transport links? Itäinen Kirkkokatu 2 is located in the center of Kokkola, where shops, restaurants, and cultural services are easily accessible. The railway station and bus station are also nearby. Apartment sizes range from 39.5-square-meter studios to 93.5-square-meter four-room apartments.</p><p>This central location is perfect if you value the ease of urban living and want everyday services close at hand.</p><p><a target="_blank" rel="noopener noreferrer" href="https://www.yhkodit.fi/en/apartments?region=OTHER&amp;address=It%C3%A4inen%20Kirkkokatu%202&amp;municipality=Kokkola&amp;application_type=rental&amp;offset=0&amp;limit=12&amp;vacancy_states=vacant&amp;vacancy_states=becoming_vacant&amp;vacancy_states=occupied">Check the available apartments.</a></p>

Itäinen Kirkkokatu 2, center

<p><img src="https://storage.googleapis.com/yhkodit/Salmehaantie27_3_7bc8e97832/Salmehaantie27_3_7bc8e97832.jpg" alt="Salmehaantie27 (3).JPG" srcset="https://storage.googleapis.com/yhkodit/xsmall_Salmehaantie27_3_7bc8e97832/xsmall_Salmehaantie27_3_7bc8e97832.jpg 64w,https://storage.googleapis.com/yhkodit/thumbnail_Salmehaantie27_3_7bc8e97832/thumbnail_Salmehaantie27_3_7bc8e97832.jpg 209w,https://storage.googleapis.com/yhkodit/small_Salmehaantie27_3_7bc8e97832/small_Salmehaantie27_3_7bc8e97832.jpg 500w,https://storage.googleapis.com/yhkodit/medium_Salmehaantie27_3_7bc8e97832/medium_Salmehaantie27_3_7bc8e97832.jpg 750w,https://storage.googleapis.com/yhkodit/large_Salmehaantie27_3_7bc8e97832/large_Salmehaantie27_3_7bc8e97832.jpg 1000w,https://storage.googleapis.com/yhkodit/xlarge_Salmehaantie27_3_7bc8e97832/xlarge_Salmehaantie27_3_7bc8e97832.jpg 1920w," sizes="100vw" width="2000" height="1500"></p><p>Are you looking for a peaceful living environment close to nature? Located in Halkokari, the row house complex at Salmenhaantie 27 offers a comfortable setting for everyday life. The area is known for its tranquil atmosphere, outdoor recreation opportunities, and seaside surroundings. The available units range from two-room apartments (51 m²) to three-room apartments (68.56 m²).</p><p>The coastal path invites you to enjoy walks and the fresh air all year round. Kokkola city center is also within easy reach, allowing you to enjoy both a peaceful living environment and close proximity to urban amenities.</p><p><a target="_blank" rel="noopener noreferrer" href="https://www.yhkodit.fi/en/apartments?region=OTHER&amp;address=Salmenhaantie%2027&amp;municipality=Kokkola&amp;application_type=rental&amp;offset=0&amp;limit=12&amp;vacancy_states=vacant&amp;vacancy_states=becoming_vacant&amp;vacancy_states=occupied">Check the available apartments.</a></p>

Salmenhaantie 27, Halkokari

<p><img src="https://storage.googleapis.com/yhkodit/Lasimestarintie9_C_5_bf591db541/Lasimestarintie9_C_5_bf591db541.jpg" alt="Lasimestarintie9C (5).JPG" srcset="https://storage.googleapis.com/yhkodit/xsmall_Lasimestarintie9_C_5_bf591db541/xsmall_Lasimestarintie9_C_5_bf591db541.jpg 64w,https://storage.googleapis.com/yhkodit/thumbnail_Lasimestarintie9_C_5_bf591db541/thumbnail_Lasimestarintie9_C_5_bf591db541.jpg 209w,https://storage.googleapis.com/yhkodit/small_Lasimestarintie9_C_5_bf591db541/small_Lasimestarintie9_C_5_bf591db541.jpg 500w,https://storage.googleapis.com/yhkodit/medium_Lasimestarintie9_C_5_bf591db541/medium_Lasimestarintie9_C_5_bf591db541.jpg 750w,https://storage.googleapis.com/yhkodit/large_Lasimestarintie9_C_5_bf591db541/large_Lasimestarintie9_C_5_bf591db541.jpg 1000w,https://storage.googleapis.com/yhkodit/xlarge_Lasimestarintie9_C_5_bf591db541/xlarge_Lasimestarintie9_C_5_bf591db541.jpg 1920w," sizes="100vw" width="2000" height="1500"></p><p>Lasimestarintie 9 is located in the pleasant residential area of ​​Halkokari, where proximity to nature and a seaside setting are part of everyday life. The area offers excellent opportunities for outdoor activities and relaxation by the sea.</p><p>The nearby Rantaraitti coastal path is perfect for both leisurely strolls and more active outdoor pursuits. Additionally, the services in the center of Kokkola are just about two kilometers away.</p><p>Lasimestarintie 9 is well worth considering if you value a peaceful residential area and wish to enjoy being close to nature as part of your daily life. The apartments range in size from 51.5-square-meter two-room units to 85-square-meter four-room units.</p><p><a target="_blank" rel="noopener noreferrer" href="https://www.yhkodit.fi/en/apartments?region=OTHER&amp;address=Lasimestarintie%209&amp;municipality=Kokkola&amp;application_type=rental&amp;offset=0&amp;limit=12&amp;vacancy_states=vacant&amp;vacancy_states=becoming_vacant&amp;vacancy_states=occupied">Check the available apartments.</a></p>

Lasimestarintie 9, Halkokari

<h2>Find your new home with YH Kodit!</h2><p>Whether you are looking for a home near the services of the city center or in a peaceful, seaside residential area, Kokkola offers a variety of housing options to suit many different needs.</p><p>Explore the available apartments, compare your options, and find the perfect home for you.</p><p>Start your search for a new home today!</p><p>Use the links above to view the apartments in each property and submit an application for the home that suits you best.</p>

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Rental apartments in Kokkola

<section style="background-color:#ffffff;color:#222222;font-family:Inter, system-ui, -apple-system, sans-serif;margin:0 auto;max-width:1280px;padding:80px 20px;"><p><span style="color:#222222;font-size:12px;"><span style="display:block;letter-spacing:0.1em;margin-bottom:8px;text-transform:uppercase;"><strong>Housing guides and criteria</strong></span></span></p><p style="font-size:18px;font-weight:400;line-height:1.6;margin-bottom:20px;">A suitable home makes everyday life safe and stable as you age. When the living environment is designed to be accessible from the outset, many daily challenges are eased. An accessible home has no high thresholds that pose tripping hazards, and doorways are wide enough to move effortlessly with a rollator or other mobility aids. An accessible home supports the resident's independence and self-reliance for as long as possible.</p><p style="font-size:18px;font-weight:400;line-height:1.6;margin-bottom:20px;">In the Tampere and Turku regions and their surrounding municipalities, modern rental apartments designed for seniors are available. Central locations and carefully planned spatial layouts make life easier. State-subsidized apartments are in particularly high demand, with resident selection subject to statutory criteria based on the applicant's life situation, income, and housing need.</p><h2 style="color:#222222;font-size:24px;font-weight:300;line-height:1.3;margin-bottom:24px;">What are Varke senior apartments and who are they intended for?</h2><p style="font-size:18px;font-weight:400;line-height:1.6;margin-bottom:20px;">Varke apartments are state-subsidized rental homes whose resident selection complies with statutory regulations. The abbreviation Varke refers to the Housing Finance and Development Centre of Finland (Varke), which replaced the former Housing Fund of Finland (ARA) starting in March 2025. These homes provide affordable, secure, and high-quality living. In senior properties, spaces are specifically designed to support functional capacity and ease daily chores.</p><p style="font-size:18px;font-weight:400;line-height:1.6;margin-bottom:20px;">Most properties designated as YH Kodit senior rental housing are intended for residents aged 63 and older. Meanwhile, some of our newer senior properties are not subject to such age or wealth limits, having an age recommendation of over 55. In state-subsidized senior apartments, resident selection is influenced by the applicant's housing need, income level, and assets. These criteria ensure that homes are directed to those who need them most.</p><div style="background-color:#d4e4f7;border-left:4px solid #0070BA;margin:30px 0;padding:24px;"><p><span style="font-size:12px;"><span style="display:block;margin-bottom:8px;text-transform:uppercase;"><strong>Official resident selection limits</strong></span></span></p><p style="font-size:16px;line-height:1.6;margin:0;">Maximum income limits apply to some state-subsidized rental apartments. For example, in a single-person household, gross income can be at most 3,540 euros per month. When assessing assets, the applicant household's total combined wealth is considered, such as real estate, housing shares, and savings, minus any debts.</p></div><p style="font-size:18px;font-weight:400;line-height:1.6;margin-bottom:20px;">According to guidelines from the Housing Finance and Development Centre of Finland (Varke), wealth is evaluated at its fair market value at the time of application. If the applicant has sufficient assets to acquire an accessible apartment meeting their needs on the non-subsidized market without state support, this may affect their eligibility. These criteria ensure that public support is targeted to those who need it most.</p><h2 style="color:#222222;font-size:24px;font-weight:300;line-height:1.3;margin-bottom:24px;">How does the application process for an accessible senior apartment proceed?</h2><p style="font-size:18px;font-weight:400;line-height:1.6;margin-bottom:20px;">Applying for an accessible apartment is straightforward. With a little preparation, you can ensure that all necessary attachments and details are ready for decision-making. The application process generally proceeds as follows:</p><div style="border-left:2px solid #222222;margin-bottom:24px;padding-left:15px;"><p><strong style="display:block;font-size:18px;margin-bottom:5px;">1. Completing the application</strong></p><p style="font-size:16px;line-height:1.5;margin:0;">Fill out an electronic housing application on the YH Kodit website. You can add multiple properties of interest to the application at once. Describe your current housing situation and clearly justify the need for an accessible home.</p></div><div style="border-left:2px solid #222222;margin-bottom:24px;padding-left:15px;"><p><strong style="display:block;font-size:18px;margin-bottom:5px;">2. Submitting attachments</strong></p><p style="font-size:16px;line-height:1.5;margin:0;">For resident selection, you will need verification of household income and assets, such as a pension statement and a pre-completed tax return with specification pages. For properties applying specific criteria, a statement from a physician or healthcare and social services professional on the need for senior or accessible housing is also required.</p></div><div style="border-left:2px solid #222222;margin-bottom:24px;padding-left:15px;"><p><strong style="display:block;font-size:18px;margin-bottom:5px;">3. Reviewing the housing offer and viewing the home</strong></p><p style="font-size:16px;line-height:1.5;margin:0;">When an apartment matching your wishes becomes available, we will send you a written housing offer. The offer does not commit you to anything yet; you will get to view the new home on site before signing the lease agreement.</p></div><p style="font-size:18px;font-weight:400;line-height:1.6;margin-bottom:20px;">In senior properties, the main focus is on effortless everyday life. Typical features of an accessible apartment include solutions such as:</p><div style="display:flex;flex-wrap:wrap;gap:8px;margin:24px 0;"><div style="border-radius:20px;border:1px solid #222222;font-size:13px;padding:6px 16px;">Step-free access routes</div><div style="border-radius:20px;border:1px solid #222222;font-size:13px;padding:6px 16px;">Easily accessible kitchen cabinets</div><div style="border-radius:20px;border:1px solid #222222;font-size:13px;padding:6px 16px;">Raised toilet seats in bathrooms</div><div style="border-radius:20px;border:1px solid #222222;font-size:13px;padding:6px 16px;">Door entry intercom and automated security systems</div><div style="border-radius:20px;border:1px solid #222222;font-size:13px;padding:6px 16px;">Accessible building with elevator</div></div><p style="font-size:18px;font-weight:400;line-height:1.6;margin-bottom:20px;">When the time is right to transition to easier living, you can explore the available properties in more detail. You can easily find available and open <a style="color:#0070ba;" target="_blank" rel="noopener noreferrer" href="https://www.yhkodit.fi/en/how-to-apply-for-a-rental-apartment"><u>senior apartments</u></a> on our website. On the site, you can explore offerings across different areas and submit a housing application online right away.</p><h2 style="color:#222222;font-size:24px;font-weight:300;line-height:1.3;margin-bottom:24px;">Different senior housing options at YH Kodit</h2><p style="font-size:18px;font-weight:400;line-height:1.6;margin-bottom:20px;">Our diverse offering covers different life situations and preferences. When searching for a new, easy, and accessible home, you can choose between our two main forms of rental housing or explore the opportunities offered by right-of-occupancy (ASO) apartments.</p><p style="font-size:18px;font-weight:400;line-height:1.6;margin-bottom:20px;"><strong>1. State-subsidized Varke senior apartments (for over 63s)</strong><br>These apartments are primarily aimed at individuals who have turned 63 and have a medical or social need for accessible housing. Because these are state-subsidized homes, resident selection follows statutory regulations evaluating the applicant's housing need, income, and assets. In this case, an account of health status or a healthcare and social services statement regarding the need for senior housing must be attached to the application.</p><p style="font-size:18px;font-weight:400;line-height:1.6;margin-bottom:20px;"><strong>2. Our newer senior rental apartments (for over 55s)</strong><br>If you want to anticipate future years or are looking for an accessible home without strict criteria, our newer senior rental homes are an excellent choice. These properties are not subject to statutory income or asset restrictions, nor do they require statements regarding housing need. The recommended age for these apartments is over 55, making them a flexible option for active seniors.</p><p style="font-size:18px;font-weight:400;line-height:1.6;margin-bottom:20px;"><strong>3. Right-of-occupancy apartments (ASO senior apartments)</strong><br>Right-of-occupancy living is a stable and secure option between renting and owning. You pay an initial right-of-occupancy fee (15% of the apartment's acquisition cost) and a monthly residence fee during occupancy. In our ASO senior properties, the age limit is usually 55. To apply for a right-of-occupancy apartment, you will need a queue number from the Housing Finance and Development Centre of Finland (Varke).</p><h2 style="color:#222222;font-size:24px;font-weight:300;line-height:1.3;margin-bottom:24px;">Ease of living and daily functionality in senior properties</h2><p style="font-size:18px;font-weight:400;line-height:1.6;margin-bottom:20px;">The starting point for designing our senior properties is always the resident's smooth everyday life. Located in the Tampere and Turku regions, these accessible homes provide the opportunity for independent living along good transport links. With grocery stores, pharmacies, and healthcare services close by, daily errands can be managed effortlessly on foot or with mobility aids when needed.</p><p style="font-size:18px;font-weight:400;line-height:1.6;margin-bottom:20px;">The functionality of our buildings is reflected in small yet important everyday details. Elevator access directly from the main entrance to residential floors saves energy and makes carrying groceries easier. Many of our properties also feature communal lounge and club rooms that provide a natural setting to meet neighbors, adding a pleasant sense of community to living.</p><h2 style="color:#222222;font-size:24px;font-weight:300;line-height:1.3;margin-bottom:24px;">Contract terms and flexibility: What is good to know before moving?</h2><p style="font-size:18px;font-weight:400;line-height:1.6;margin-bottom:20px;">Once a suitable home is found, the next step is signing the lease agreement. In YH Kodit rental apartments, agreement terms are clear, fair, and secure. Flexibility is essential, as life situations and service needs can change quickly as one ages.</p><p style="font-size:18px;font-weight:400;line-height:1.6;margin-bottom:20px;">Our lease agreements are open-ended without a mandatory fixed-term commitment for the first year. This provides peace of mind and flexibility for the resident, as you can vacate the apartment flexibly if your life situation changes, without worrying about contract penalties or other extra costs.</p><div style="border-top:1px solid #222222;display:flex;flex-wrap:wrap;margin-bottom:30px;margin-top:30px;"><div style="border-bottom:1px solid #E5E5E5;flex:1;margin-right:20px;min-width:250px;padding:15px 0;"><span style="font-size:11px;"><span style="display:block;text-transform:uppercase;"><strong>Security deposit</strong></span></span> <span style="font-size:20px;"><span style="font-weight:300;">One month's rent</span></span></div><div style="border-bottom:1px solid #E5E5E5;flex:1;min-width:250px;padding:15px 0;"><span style="font-size:11px;"><span style="display:block;text-transform:uppercase;"><strong>Notice period</strong></span></span> <span style="font-size:20px;"><span style="font-weight:300;">1 full calendar month</span></span></div></div><p style="font-size:18px;font-weight:400;line-height:1.6;margin-bottom:20px;">Our agreement terms are clear and easily predictable. The security deposit equals only one month's rent, which simplifies financial planning during the moving phase. The termination notice period for the lease is one calendar month, calculated from the end of the month during which the written or electronic notice of termination is submitted.</p><p style="font-size:18px;font-weight:400;line-height:1.6;margin-bottom:20px;">Getting settled and enjoying everyday comfort are also enhanced by several practical benefits:</p><div style="display:flex;flex-wrap:wrap;gap:8px;margin:24px 0;"><div style="border-radius:20px;border:1px solid #222222;font-size:13px;padding:6px 16px;">Pets are welcome</div><div style="border-radius:20px;border:1px solid #222222;font-size:13px;padding:6px 16px;">No 12-month commitment period</div><div style="border-radius:20px;border:1px solid #222222;font-size:13px;padding:6px 16px;">Broadband connection (50 Mbps) included in rent</div></div><p style="font-size:18px;font-weight:400;line-height:1.6;margin-bottom:20px;">Pets are cherished family members and life companions for many, and they are warmly welcome in all our homes. Staying in touch with loved ones and using digital services is effortless, as a ready-to-use 50 Mbps broadband connection is included in the rent. This saves you from comparing broadband subscriptions and dealing with unnecessary contract hassles.</p><h2 style="color:#222222;font-size:24px;font-weight:300;line-height:1.3;margin-bottom:24px;">A safe and carefree future in your own home</h2><p style="font-size:18px;font-weight:400;line-height:1.6;margin-bottom:20px;">Choosing the right home improves quality of life and brings peace of mind. When the living environment is designed to be secure and accessible, time and energy are saved for meaningful activities, spending time together, and hobbies. Modern Varke senior apartments and our other accessible rental homes across the Tampere and Turku regions enable an independent and self-sufficient life far into the future.</p><div style="background-color:#d4e4f7;color:#222222;display:flex;flex-direction:column;margin-top:40px;padding:40px;"><p><span style="color:#222222;font-size:12px;"><span style="display:block;letter-spacing:0.1em;margin-bottom:12px;text-transform:uppercase;"><strong>A reliable housing partner</strong></span></span></p><h3 style="color:#222222;font-size:22px;font-weight:300;line-height:1.3;margin-bottom:16px;">Find your new home at YH Kodit</h3><p style="font-size:16px;line-height:1.6;margin-bottom:24px;">We reliably provide flexible and long-term housing solutions. Our diverse portfolio includes modern rental and right-of-occupancy (ASO) apartments as well as new owner-occupied homes. Through the Oma YH Kodit portal, you can electronically manage agreement matters, payment details, and other notifications. Our expert customer service assists with all housing questions, from key pick-up and parking space reservations to maintenance inquiries and water billing.</p><div style="display:flex;flex-wrap:wrap;gap:16px;"><a style="align-items:center;background-color:#004b7a;border-radius:40px;color:#ffffff;display:inline-flex;font-size:16px;font-weight:400;height:48px;justify-content:center;padding:0 32px;text-decoration:none;transition:background 0.3s;" target="_blank" rel="noopener noreferrer" href="https://www.yhkodit.fi/en/apartments?region=PIR&amp;offset=0&amp;limit=12&amp;room_count=1&amp;room_count=2&amp;lang=en&amp;application_type=rental">View available senior apartments</a></div></div></section>

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How to apply for senior housing? Clear application criteria and accessible Varke senior apartments in Tampere and Turku

<section style="-webkit-text-stroke-width:0px;background-color:rgb(255, 255, 255);color:rgb(34, 34, 34);font-family:Inter, sans-serif;font-size:medium;font-style:normal;font-variant-caps:normal;font-variant-ligatures:normal;font-weight:400;letter-spacing:normal;margin:0px auto;max-width:1280px;orphans:2;padding:60px 20px;text-align:start;text-decoration-color:initial;text-decoration-style:initial;text-decoration-thickness:initial;text-indent:0px;text-transform:none;white-space:normal;widows:2;word-spacing:0px;"><p style="font-size:18px;font-weight:400;line-height:1.6;margin-bottom:24px;">Right-of-occupancy housing is a secure and flexible form of living that frees you from the worry of sudden lease terminations without the need to commit to a large home loan. It combines the ease of renting with the stability of home ownership. Especially in growing urban centers like Tampere and Turku, right-of-occupancy apartments are a popular choice as they adapt flexibly to different life situations and changing everyday needs. Getting an apartment is based on a statutory application process that always begins with obtaining a national queue number.</p><hr style="border-bottom:0px none currentcolor;border-image:none;border-left:0px none currentcolor;border-right:0px none currentcolor;border-top:1px solid rgb(34, 34, 34);margin:40px 0px;"><h2 style="color:rgb(34, 34, 34);font-size:24px;font-weight:300;line-height:1.3;margin-bottom:24px;">What does right-of-occupancy housing mean in practice?</h2><p style="font-size:18px;font-weight:400;line-height:1.6;margin-bottom:20px;">When moving into a right-of-occupancy home, you pay a one-time right-of-occupancy fee, which by law is 15 percent of the property's original acquisition cost. The rest of the construction costs are financed by a state-guaranteed loan granted to the housing company. Instead of buying the property outright, the resident receives a lifelong and strongly protected right of possession. The monthly fee (maintenance charge) is determined on an at-cost principle, keeping it reasonable and often below the local market rent levels for private rental housing.</p><p style="font-size:18px;font-weight:400;line-height:1.6;margin-bottom:20px;">A major benefit of right-of-occupancy housing is financial stability and low risk. Since you don't need to tie up capital in a mortgage for the full value of the home, funds are freed up for other needs in life. The model effectively protects the resident from real estate market fluctuations and interest rate risks. When you decide to give up your home, the right-of-occupancy fee is refunded to you, adjusted by the building cost index, meaning your invested capital preserves its real value.</p><p style="font-size:18px;font-weight:400;line-height:1.6;margin-bottom:20px;">Ending your tenancy offers clear predictability, as the notice period for terminating a right-of-occupancy apartment is three months starting from the date the written notice of termination is received. This statutory period gives the resident sufficient time to arrange their next steps. Traditional rental apartments follow a different schedule: for example, at YH Kodit, the notice period for rental apartments is one full calendar month, calculated from the last day of the month in which notice is given. If a lease agreement is terminated during June (even on June 1st), the tenancy and payment obligation end on the last day of July.</p><div style="background-color:rgb(212, 228, 247);border-left:4px solid rgb(0, 112, 186);margin:30px 0px;padding:24px;"><p><span style="color:rgb(34,34,34);font-size:12px;"><span style="display:block;margin-bottom:8px;text-transform:uppercase;"><strong>Important information on contract terms</strong></span></span></p><p style="color:rgb(34, 34, 34);font-size:16px;line-height:1.5;margin:0px;">For right-of-occupancy apartments, the notice period is always three months from the day the written notice is received. For YH Kodit rental apartments, the notice period is one full calendar month, starting from the end of the calendar month in which notice is given. The security deposit for rental apartments equals one month's rent.</p></div><hr style="border-bottom:0px none currentcolor;border-image:none;border-left:0px none currentcolor;border-right:0px none currentcolor;border-top:1px solid rgb(34, 34, 34);margin:40px 0px;"><h2 style="color:rgb(34, 34, 34);font-size:24px;font-weight:300;line-height:1.3;margin-bottom:24px;">Step 1: Get a national queue number</h2><p style="font-size:18px;font-weight:400;line-height:1.6;margin-bottom:20px;">Applying for right-of-occupancy housing is based on a single, shared nationwide system. Thanks to this reform, applying is more straightforward, as you can apply for homes across Finland using one single number. Queue numbers are issued centrally by the Centre for State-Subsidised Housing Construction (Varke), which manages the online service and registry. This system replaced the previous municipality-specific numbers, which expired at the end of 2023, making the application process fairer for all applicants.</p><p style="font-size:18px;font-weight:400;line-height:1.6;margin-bottom:20px;">The queue number obtained from Varke is valid for two years from the date of issue and cannot be extended. If your housing need continues after two years without finding a suitable home, you must apply for a new queue number from the register. The number is personal, but it covers the entire household's joint application, as one applicant household can only hold one valid number at a time.</p><div style="border-top:1px solid rgb(34, 34, 34);display:flex;flex-wrap:wrap;margin-bottom:30px;margin-top:30px;"><div style="border-bottom:1px solid rgb(229, 229, 229);flex:1 1 0%;min-width:150px;padding:15px 0px;"><span style="color:rgb(34,34,34);font-size:11px;"><span style="display:block;text-transform:uppercase;"><strong>Queue number fee</strong></span></span><span style="color:rgb(34,34,34);font-size:20px;"><span style="font-weight:300;">€9.20</span></span></div><div style="border-bottom:1px solid rgb(229, 229, 229);flex:1 1 0%;min-width:150px;padding:15px 0px;"><span style="color:rgb(34,34,34);font-size:11px;"><span style="display:block;text-transform:uppercase;"><strong>Validity period</strong></span></span><span style="color:rgb(34,34,34);font-size:20px;"><span style="font-weight:300;">2 years</span></span></div><div style="border-bottom:1px solid rgb(229, 229, 229);flex:1 1 0%;min-width:150px;padding:15px 0px;"><span style="color:rgb(34,34,34);font-size:11px;"><span style="display:block;text-transform:uppercase;"><strong>Issuing authority</strong></span></span><span style="color:rgb(34,34,34);font-size:20px;"><span style="font-weight:300;">Varke</span></span></div></div><p style="font-size:18px;font-weight:400;line-height:1.6;margin-bottom:20px;">Obtaining a queue number is an essential step before submitting a housing application, as the number is linked directly to your application. The queue number determines the priority among applicants when multiple people are interested in the same available home. The applicant with the lowest number receives the housing offer first.</p><p style="font-size:18px;font-weight:400;line-height:1.6;margin-bottom:20px;">Before filling out a housing application, it is recommended to review the detailed application instructions. You can find a comprehensive, step-by-step guide on our website about <a style="color:rgb(0, 112, 186);" target="_blank" rel="noopener noreferrer" href="https://www.yhkodit.fi/en/asumisoikeusasunto-hakeminen"><u>applying for a right-of-occupancy apartment</u></a>.</p><p style="font-size:18px;font-weight:400;line-height:1.6;margin-bottom:20px;">Once you have obtained your national queue number and are looking for a new home in the Pirkanmaa or Southwest Finland regions, you can start browsing our up-to-date listings. You can easily find available homes on our online service, where you can search for, for example, <a style="color:rgb(0, 112, 186);" target="_blank" rel="noopener noreferrer" href="https://www.yhkodit.fi/en/apartments?application_type=right_of_occupancy&amp;region=PIR&amp;vacancy_states=vacant&amp;vacancy_states=becoming_vacant&amp;lang=en&amp;order_by=-publication&amp;limit=12&amp;offset=0"><u>available and upcoming right-of-occupancy apartments in Pirkanmaa</u></a>.</p><hr style="border-bottom:0px none currentcolor;border-image:none;border-left:0px none currentcolor;border-right:0px none currentcolor;border-top:1px solid rgb(34, 34, 34);margin:40px 0px;"><h2 style="color:rgb(34, 34, 34);font-size:24px;font-weight:300;line-height:1.3;margin-bottom:24px;">Step 2: Find a suitable home and submit an application</h2><p style="font-size:18px;font-weight:400;line-height:1.6;margin-bottom:20px;">After receiving your national queue number, you can begin searching for a right-of-occupancy home that suits you. Our selection includes homes of various sizes and types in prime locations, particularly in the Tampere and Turku regions as well as their neighboring municipalities. You can apply for both immediately available homes and modern new developments currently under construction.</p><p style="font-size:18px;font-weight:400;line-height:1.6;margin-bottom:20px;">The housing application is completed online on YH Kodit's website. You enter the valid queue number received from Varke along with your preferred areas, properties, and building types. Submitting an application does not obligate you to accept an offer; it serves as an official expression of your interest in available homes.</p><hr style="border-bottom:0px none currentcolor;border-image:none;border-left:0px none currentcolor;border-right:0px none currentcolor;border-top:1px solid rgb(34, 34, 34);margin:40px 0px;"><h2 style="color:rgb(34, 34, 34);font-size:24px;font-weight:300;line-height:1.3;margin-bottom:24px;">Step 3: Housing offer and tenant selection criteria</h2><p>&nbsp;When the properties you have applied for become available, they are offered to applicants in order of queue numbers. The applicant with the lowest valid number receives the offer first. If the first applicant no longer needs the apartment or declines the offer, it is passed on to the applicant with the next lowest number.</p><p style="font-size:18px;font-weight:400;line-height:1.6;margin-bottom:20px;">Tenant selection is subject to statutory conditions that are always verified before signing the agreement. Applicants under 55 years of age are subject to asset limits. At the time of application, the applicant or a family member moving with them must not own a home in the same area that corresponds in size and quality to the property applied for, nor possess sufficient wealth to finance a similar home or repair an owned property. Wealth includes, for example, real estate, shares in housing companies, investments, and mutual funds. The asset limit does not apply to applicants aged 55 or older, nor to individuals switching from one right-of-occupancy home to another.</p><p style="font-size:18px;font-weight:400;line-height:1.6;margin-bottom:20px;">Right-of-occupancy housing has no income limits, which distinguishes it from some other forms of state-subsidized housing. In state-subsidized rental housing (known as Varke or ARA rental apartments), tenant selection is subject to strict limitations regarding both income and wealth.</p><div style="background-color:rgb(212, 228, 247);border-left:4px solid rgb(0, 112, 186);margin:30px 0px;padding:24px;"><p><span style="color:rgb(34,34,34);font-size:12px;"><span style="display:block;margin-bottom:8px;text-transform:uppercase;"><strong>Comparison on tenant selection limits</strong></span></span></p><p style="color:rgb(34, 34, 34);font-size:16px;line-height:1.5;margin:0px;">Unlike right-of-occupancy housing, state-subsidized Varke rental apartments are subject to statutory maximum income limits. For example, for a single-person household, the gross monthly income may not exceed €3,540. In Varke rental homes, the applicant's economic and social housing need as well as their asset situation are always assessed.</p></div><hr style="border-bottom:0px none currentcolor;border-image:none;border-left:0px none currentcolor;border-right:0px none currentcolor;border-top:1px solid rgb(34, 34, 34);margin:40px 0px;"><h2 style="color:rgb(34, 34, 34);font-size:24px;font-weight:300;line-height:1.3;margin-bottom:24px;">Everyday living and digital resident services</h2><p>&nbsp;After signing the agreement, your everyday life is supported by our digital and personal resident services. In the online Oma YH Kodit service, you will find all important information and documents in one place. Through the portal, you can easily view your contracts, track fee or rent payments, and submit maintenance requests directly from your device.</p><p style="font-size:18px;font-weight:400;line-height:1.6;margin-bottom:20px;">Our knowledgeable customer service team assists with all practical situations, such as key handovers, parking space reservations, and apartment inspections. Water billing and resident communications are also handled smoothly through our direct service channels, ensuring you always receive the support you need at every stage of your tenancy.</p><div style="display:flex;flex-wrap:wrap;gap:8px;margin:24px 0px;"><div style="border-radius:20px;border:1px solid rgb(34, 34, 34);color:rgb(34, 34, 34);font-size:13px;padding:6px 16px;">Pets welcome</div><div style="border-radius:20px;border:1px solid rgb(34, 34, 34);color:rgb(34, 34, 34);font-size:13px;padding:6px 16px;">Oma YH Kodit online service</div><div style="border-radius:20px;border:1px solid rgb(34, 34, 34);color:rgb(34, 34, 34);font-size:13px;padding:6px 16px;">Customer service supporting your daily life</div></div><p style="font-size:18px;font-weight:400;line-height:1.6;margin-bottom:20px;">Right-of-occupancy housing provides a secure, flexible, and long-term way to live without the major risks of home ownership. Obtaining a national queue number is the clear first step on your journey to a new home, and the shared digital application process ensures fairness for all applicants.</p><div style="background-color:rgb(0, 75, 122);color:rgb(255, 255, 255);display:flex;flex-direction:column;margin-top:40px;padding:40px;"><p><span style="color:rgb(255,255,255);font-size:12px;"><span style="display:block;letter-spacing:0.1em;margin-bottom:8px;text-transform:uppercase;"><strong>Find your new home</strong></span></span></p><h3 style="color:rgb(255, 255, 255);font-size:24px;font-weight:300;line-height:1.3;margin-bottom:16px;">Carefree housing solutions in urban growth centers</h3><p style="color:rgb(255, 255, 255);font-size:16px;line-height:1.6;margin-bottom:24px;opacity:0.9;">Whether you are looking for a flexible rental apartment, a stable right-of-occupancy home, or a brand-new owner-occupied property, YH Kodit provides reliable housing options in the Tampere and Turku regions. Our rental homes offer flexible terms without a one-year lock-in period, and the security deposit equals just one month's rent. Pets are warmly welcome in all our homes.</p><div><a style="align-items:center;background-color:rgb(255, 255, 255);border-radius:40px;color:rgb(0, 75, 122);display:inline-flex;font-size:16px;height:48px;justify-content:center;padding:0px 32px;text-decoration:none;transition:background 0.3s;" target="_blank" rel="noopener noreferrer" href="https://www.yhkodit.fi/en/apartments?application_type=right_of_occupancy&amp;region=PIR&amp;vacancy_states=vacant&amp;vacancy_states=becoming_vacant&amp;lang=en&amp;order_by=-publication&amp;limit=12&amp;offset=0"><strong>Explore available apartments</strong></a></div></div></section>

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How to apply for right-of-occupancy apartments? Here's how to get a queue number and find a home

<div style="font-family:'Segoe UI';font-size:14px;font-style:normal;font-weight:400;line-height:20px;"><p>Renting your first home is a big step toward independent living for many students and young adults. However, a rental agreement should never be signed in a hurry. It is important to read it carefully and understand its terms. By checking the key details in advance, you can avoid unpleasant surprises and make a well-informed decision.</p><h2>Check the Rent and Other Costs</h2><p>The first thing to find out is the amount of the rent and what is included in it. For example, are water, electricity, internet access, or a parking space included in the monthly rent, or are they charged separately? You should also check the rent due date and any late payment fees that may apply.</p><h2>Understand the Length of the Agreement</h2><p>A rental agreement can be either fixed-term or open-ended. A fixed-term agreement usually binds both parties for the entire agreed period, while an open-ended agreement can be terminated according to the law and the terms of the contract. Make sure you understand what type of agreement you are committing to.</p><p><meta content="text/html; charset=us-ascii" http-equiv="Content-Type"><style>
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</style></p><div style="font-family:'Segoe UI';font-size:14px;font-style:normal;font-weight:400;line-height:20px;"><h2>Review the Security Deposit</h2><p>Many landlords require a security deposit to cover possible damages or unpaid rent. Check the amount of the deposit and the conditions under which it will be returned at the end of the tenancy. It is also important to keep a receipt or proof of payment for the deposit.</p><h2>Inspect the Condition of the Apartment</h2><p>Before moving in, inspect the apartment carefully. Make a note of any scratches, dents, stains, or other defects, and take photographs of them. This can help prove which damages already existed before the tenancy began. Also ensure that appliances, taps, lights, and other essential features are in good working order.</p><h2>Explore the Surrounding Area</h2><p>A home is more than just its four walls. The surrounding neighborhood also affects your quality of life. Find out whether there are nearby grocery stores, pharmacies, health services, libraries, and other facilities you may need in everyday life. Students should also check the distance to their educational institution and the availability of public transportation.</p><p>If possible, visit the area at different times of the day. This will give you a better idea of whether the neighborhood is peaceful and safe in the evenings as well. You may also want to investigate parking availability, cycling routes, and green spaces if these are important to you.</p><p><meta content="text/html; charset=us-ascii" http-equiv="Content-Type"><style>
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</style></p><div style="font-family:'Segoe UI';font-size:14px;font-style:normal;font-weight:400;line-height:20px;"><h2>Read the Agreement Carefully</h2><p>Always read the entire rental agreement before signing it. If any part of the contract is unclear, ask the landlord for clarification. Pay close attention to terms related to pets, smoking, home insurance, renovations, and subletting.</p><h2>Understand Your Rights and Responsibilities</h2><p>Both tenants and landlords have their own responsibilities. Tenants are expected to take good care of the property, pay rent on time, and report any issues or damage without delay. Landlords are generally responsible for maintaining the property and handling major repairs. When both parties understand their responsibilities, misunderstandings can often be avoided.</p><h2>Conclusion</h2><p>Signing a rental agreement is an important decision and deserves careful consideration. By checking the rent and additional costs, the duration of the agreement, the security deposit, the condition of the property, the neighborhood, local services, and the contract terms, you can make a confident and informed choice. Careful preparation will help you find a home where everyday life runs smoothly and where you can begin this new stage of life with peace of mind.</p></div></div></div>

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Check these before signing the Rental agreement

<p>Applying for an apartment can raise many questions. How do you fill out the application? What information is needed? What if there is something that makes you wonder?&nbsp;</p><p>At YH Kodit, you don't have to be alone with these issues. You can come to our offices to discuss applying for an apartment. We will be happy to help you on site and, if necessary, we can fill out the application together with you.</p><p>You can explore available apartments online at a time that suits you best. However, if you feel it is easier to talk face-to-face or need certainty about filling out the application, you are welcome to visit our office without an appointment during service hours.&nbsp;</p><p>At our offices in Tampere and Turku, customer service will help you get started with your apartment search and advise you on questions related to the application. Often, a personal meeting will make the situation clearer and make the next steps easier.&nbsp;</p><p>Unfortunately, the offices are not accessible. If on-site services are not possible, it is worth contacting customer service in advance. This way, we can agree on an alternative way to handle the matter together.&nbsp;</p><h2>Smooth transactions in different situations&nbsp;</h2><p>In addition to applying for housing, our customer service also helps with other housing-related matters. All contacts are handled systematically and their progress is monitored so that no matter is left unfinished.&nbsp;</p><p>You can contact us when you need additional information, guidance or confirmation of how to proceed. The goal is to provide a service that is easy to approach and works in different life situations.&nbsp;</p><p>When you contact customer service, your matter will be directed to the right expert. This ensures that you receive help as smoothly as possible, even in situations where there is staff turnover or absences. As the contact progresses, you always know who is handling your matter.</p><p>The names of the contact persons are not published separately. When you contact customer service, your matter will be forwarded to the right expert, who will contact you if necessary. As the contact progresses, you will know who will handle your matter.
</p><p>The solution has two main reasons. Firstly, it ensures that the service does not rely on one person, but that matters also progress during substitutes. Secondly, we want to protect the personnel. Some situations can be challenging and centralized customer service helps to direct contacts in a controlled manner.</p><h2>Contact information and arrival instructions&nbsp;</h2><p>
Our customer service is available online at <a href="https://oma.yhkodit.fi/">oma.yhkodit.fi</a> and by email at <a href="mailto:asiakaspalvelu@yhkodit.fi">asiakaspalvelut@yhkodit.fi</a>, as well as by phone and face-to-face.</p><h3>Service hours
</h3><p>Phone: weekdays 8 am–4 pm
</p><p>Offices: weekdays 10 am–2 pm
</p><p>(10 am–4 pm on the first and last weekdays of the month)
</p><p>Any questions? Contact our customer service. We're happy to help!</p>

<p>Phone: <a href="tel:+358102273000" target="_blank" rel="noopener noreferrer">010 227 3000</a><br>Address: Aleksis Kiven katu 26 (4th floor), 33200 Tampere</p><h3>Getting directions to our Tampere office:</h3><p>By public transport, the nearest stops are right next door, and several bus lines and tram line 1 pass through the area.<br>If you arrive by car, there are mainly paid parking spaces in the area.</p><p>The entrance is from the street, and the building has an elevator that takes you to the 4th floor. Please note that there are a few steps to the elevator landing.</p>

Tampere customer service

<p>Phone: <a href="tel:+358102273700" target="_blank" rel="noopener noreferrer">010 227 3700</a><br>Address: Humalistonkatu 12, 20100 Turku</p><h3>Instructions for our Turku office:</h3><p>The entrance is from the street. Unfortunately, the Turku office does not have an elevator, and the office is located on the second floor of the building. If you need a barrier-free visit, please contact us!</p>

Turku customer service

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Support for applying for an apartment, also face-to-face

<p>On this page, you’ll find up-to-date information about applying for an apartment, as well as useful details about rental housing and right-of-occupancy (ASO) housing.</p>

For Tenants

Ownership Apartments

Current topics

Rental apartments in Kokkola

How to apply for senior housing? Clear application criteria and accessible Varke senior apartments in Tampere and Turku

How to apply for right-of-occupancy apartments? Here's how to get a queue number and find a home

Check these before signing the Rental agreement

Support for applying for an apartment, also face-to-face