<h2><strong>How Does an Open-Ended Lease Work?</strong></h2><p>At YH Kodit, we primarily offer open-ended lease agreements to give residents the freedom to adapt their living plans without unnecessary restrictions. These leases have no pre-defined end date, and they can be terminated flexibly—without penalties or fear of losing the security deposit.</p><p>&nbsp;</p><h2><strong>How Does a Fixed-Term Lease Work?</strong></h2><p>A fixed-term lease clearly defines the start and end date of the tenancy. We typically offer this type of agreement to applicants with previous credit issues. In these cases, we may start with a trial lease, which—if everything goes smoothly—can later be converted into an open-ended agreement. This allows us to offer flexibility and stability even to those with a history of payment issues.</p><p>&nbsp;</p><h2><strong>What Is the Notice Period?</strong></h2><ul><li>For rental apartments: 1 calendar month</li><li>For right-of-occupancy homes: 3 months</li></ul><p>A calendar month means, for example:</p><ul><li>If you give notice on June 1, your tenancy ends on July 31.</li><li>If you give notice on May 31, your tenancy ends on June 30.<br>So, always double-check the month in which you give notice!</li></ul><p>&nbsp;</p><p>&nbsp;</p><h2><strong>Why Choose YH Kodit?</strong></h2><p>In addition to a diverse range of housing options and flexible rental agreements, YH Kodit is a great choice because:</p><ul><li>Support even after moving in – Our customer service and property management team are here to assist with all housing-related matters.</li><li>Pets are welcome – A home is for the whole family!</li><li>50 Mbit/s internet connection – Included in nearly all apartments.</li><li>Resident Day at Särkänniemi Amusement Park – Join us for the most fun day of the year—absolutely free!</li><li>Reward renovation for long-term residents – We truly appreciate your loyalty.</li><li>Digital Resident Portal – Easily manage your housing matters online.</li><li>Shared-use vehicles for residents – In Tampere and Turku, you can use shared cars—no need to own your own. In Tampere, there's also a shared van for easier moving.</li></ul>

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What is the difference between an open-ended and a fixed-term lease agreement?

<h2><strong>Apartments Near Schools</strong></h2><p><strong>Tampere</strong><br>YH Homes offers a variety of apartments near the city’s key educational institutions. Rental and right-of-occupancy homes are available within walking distance of campuses like Tampere University of Applied Sciences and Mediapolis. There are also many options close to Tampere University’s Hervanta campus and the Police University College, ensuring a short commute to your place of study.</p><p><a href="https://www.yhkodit.fi/apartments?region=PIR&amp;offset=0&amp;limit=12&amp;lang=fi&amp;application_type=rental"><i>Browse apartments in Tampere</i></a></p><p><strong>Turku</strong><br>In Turku, YH Homes provides excellent living options near the university and applied sciences campuses. Our rental and right-of-occupancy apartments close to the University of Turku and Turku University of Applied Sciences offer students a comfortable and practical place to live.</p><p><a href="https://www.yhkodit.fi/apartments?region=VSU&amp;offset=0&amp;limit=12&amp;lang=fi&amp;application_type=rental"><i>Browse apartments in Turku</i></a></p><h3><strong>Benefits of Living Near Schools</strong></h3><p>Living close to educational institutions comes with many advantages. Short distances simplify daily life and save time otherwise spent commuting. This can also reduce travel costs and stress, especially during exam periods. What’s more, many areas near schools offer great services and leisure options—cafés, libraries, and sports facilities—that enrich student life with comfort and variety.</p><h3><strong>Have You Considered a Right-of-Occupancy Home?</strong></h3><p>Right-of-occupancy housing is a great choice if you want the flexibility of renting combined with the security of ownership. To apply, you need a queue number, which is obtained from ARA (The Housing Finance and Development Centre of Finland). Residents pay a right-of-occupancy fee—10–15% of the apartment’s original price—which is refunded when moving out. In addition, a monthly maintenance charge is paid to cover housing and upkeep costs.</p><p>While living in a right-of-occupancy home, you can also apply for housing allowance. Support may be granted for:</p><ul><li><strong>Maintenance charge</strong>: the monthly fee for right-of-occupancy housing</li><li><strong>Separately paid water and heating fees</strong>: water (20 €/month/person) and heating (46 €/month for one person + 16 €/month per additional person), if paid separately from rent</li><li><strong>Mortgage interest</strong>: support may cover 73% of interest costs through the end of 2024</li></ul><p><i>Read more about right-of-occupancy housing</i></p><h4><strong>YH Homes Offers a Home That Meets Your Needs</strong></h4><p>YH Homes makes living near schools easy and pleasant. Whether you're a student or a family, you’ll find a suitable apartment tailored to your needs and preferences. Apply for a right-of-occupancy home at YH Homes and enjoy hassle-free living.</p>

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Looking for a home right next to educational institutions? Discover YH Kodit!

<h3><strong>Causes, Severity, and Recurrence of Credit Defaults Matter Most</strong></h3><p>Having a credit default entry is nothing to fear—you should always submit a rental application. While we do check applicants' credit information, the overall picture of your situation is what matters most. A single entry, especially one from a few years ago, may not prevent you from getting an apartment.</p><h3><strong>How Do We Assess Credit Defaults?</strong></h3><p>Although we check credit records, our focus is on the number and nature of the entries. If defaults are occasional and not related to housing (such as rent arrears), we take an understanding approach. Life can be unpredictable, and one payment issue doesn’t mean someone isn’t a responsible tenant.</p><p>Recurring entries or housing-related defaults—like unpaid rent—carry more weight in decision-making. In those cases, we want to ensure that the applicant is capable of handling future rent payments reliably.</p><h3><strong>A Fixed-Term Lease Might Be an Option</strong></h3><p>In some situations, we may offer a three-month fixed-term rental agreement initially. If things go smoothly and payments are made on time, this can be extended into a permanent lease. It gives both sides a chance to confirm that the rental arrangement works well.</p><h3><strong>Applying for Housing with a Credit Default</strong></h3><p>A credit default doesn’t automatically disqualify you from renting. Always apply—we assess applications holistically. We understand that life circumstances vary and strive to find solutions that benefit both applicants and landlords. If you're concerned about your credit record, we recommend being open and ready to discuss your situation so that together we can find the best path forward.</p>

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Credit Defaults and Renting – What You Need to Know?

<h2><strong>No 12-Month Commitment</strong></h2><p>Moving in with us is easy and worry-free! Life situations change, which is why we offer flexible contracts:<br>✅ For rental apartments, the notice period is just one calendar month<br>✅ For right-of-occupancy homes, the notice period is three months</p><h2><strong>Simple Living from the Start</strong></h2><p>🔹 Our expert sales advisors will help you find the perfect home<br>🔹 A wide range of apartments—from starter homes to family residences and senior housing<br>🔹 Support even after the move—our customer service and property management are here to assist with anything related to your home</p><h3><strong>Why Choose YH Kodit?</strong></h3><p>🐾 Pets are welcome—your home should include the whole family<br>🌐 A 50 Mbit/s internet connection is included in nearly all apartments<br>🎢 Residents’ Day at Särkänniemi—spend the most fun day of the year with us, completely free<br>🔨 Reward renovation for long-term residents—we value your loyalty<br>📲 Digital resident portal—manage your home affairs conveniently online<br>🚗 Shared cars available for residents—in Tampere and Turku, use handy shared vehicles so owning your own car isn’t necessary! In Tampere, a van is available for transporting larger items.</p><h4><strong>Find your new home and enjoy the comfort of living with YH Homes!</strong></h4><p>Read more:</p><ul><li><a href="https://www.yhkodit.fi/vuokra-asunto">Applying for a rental apartment</a></li><li><a href="https://www.yhkodit.fi/asumisoikeusasunto-hakeminen">Applying for a right-of-occupancy apartment</a></li></ul>

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Why choose YH Kodit?

<p>On this page, you’ll find up-to-date information about applying for an apartment, as well as useful details about rental housing and right-of-occupancy (ASO) housing.</p>

Current topics

For Tenants

Ownership Apartments

Current topics

What is the difference between an open-ended and a fixed-term lease agreement?

Looking for a home right next to educational institutions? Discover YH Kodit!

Credit Defaults and Renting – What You Need to Know?

Why choose YH Kodit?