<p>YH Kodit’s properties are insured against damage, but it's important for residents to understand that in case of events like a fire or water damage, the building’s insurance only covers the apartment's structures and fixed fixtures. To cover personal belongings, the resident must have their own home insurance. Additionally, the building's insurance does not compensate for water damage caused by personal items. For instance, damage resulting from a broken aquarium, waterbed, or similar item is only covered by the resident’s own insurance policy.</p><p><a href="https://www.yhkodit.fi/blog/kotivakuutus "><i>Read more about home insurance.</i></a></p><p>&nbsp;</p><h2><strong>What Happens After a Damage Report?</strong></h2><p>Once you've submitted a damage report, the process is handled as follows:</p><ol><li><strong>Damage Assessment</strong>: An assessment will be carried out by the insurance company or a YH Kodit partner.</li><li><strong>Damage Report</strong>: A report is created and sent to the building's insurance provider.</li><li><strong>Compensation Decision</strong>: The insurance company decides whether the damage is covered. Only then can preparatory work (e.g., demolition or drying) begin.</li><li><strong>Repair Planning</strong>: A cost estimate is prepared and, if necessary, repair work is put out to tender depending on the scale of the repairs.</li><li><strong>Repairs</strong>: The property is restored to its original condition before the damage.</li></ol><p>&nbsp;</p><h2><strong>What if I Can’t Stay in My Apartment Due to Damage?</strong></h2><p>In cases where an accident makes the apartment uninhabitable or living there difficult, your home insurance typically includes coverage for temporary relocation. For example, this applies if a main water pipe breaks.</p><h2>&nbsp;</h2><h2><strong>Can I Get Rent Compensation During Repairs?</strong></h2><p>If you do not have home insurance and the damage was not caused by you, you can contact YH Kodit to request rent compensation or temporary housing. Please note that YH Kodit is not obligated to provide alternate housing, but they will try to arrange it if possible.</p><p>Rent compensation will be paid once all necessary information—such as electricity usage data—has been received from the contractor.</p><p>If YH Kodit arranges a temporary apartment, you won’t receive separate rent compensation. If your home insurance covers a temporary apartment, rent compensation will only cover the difference in rental costs. If the temporary rent is higher, your insurance will pay the difference.</p><p>&nbsp;</p><h2><strong>How to Apply for Rent Compensation</strong></h2><p>Submit your application to YH Kodit by email. Be sure to include:</p><ul><li>The date the damage occurred</li><li>The date repair work was completed</li><li>The affected areas of the apartment that couldn’t be used</li><li>Your bank account number for the compensation payment</li></ul>

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What to do if an accident happens in the apartment?

<h2><strong>Safety First</strong></h2><p>First and foremost, sealing off (or capping) a dishwasher is an essential safety measure. By preventing water leaks, you ensure that the apartment remains safe and free from unnecessary risks during the moving process.</p><h2><strong>Preventing Damage</strong></h2><p>Secondly, proper sealing is key to preventing damage. Water leaking from a dishwasher can cause significant harm to floors, walls, and furniture. Sealing ensures that any potential leaks are detected and fixed before they lead to bigger problems and costly repairs.</p><h2><strong>Compliance with Regulations</strong></h2><p>Thirdly, many housing and rental agreements include rules or regulations that require proper installation and sealing of dishwashers. Following these rules is important for your own safety and that of your neighbors.</p><h2><strong>How to Seal Off a Dishwasher</strong></h2><p>Especially when disconnecting a dishwasher or washing machine, it’s important to cap the connections. This means placing caps on the ends of the water inlet and drain hoses. This prevents water from the tap from leaking into the cabinet or onto the floor. If you can’t find caps in the apartment, you can purchase them from a hardware store. Note that simply using tape or a juice bottle cap is not sufficient. You can also ask a maintenance service for help if needed.</p><h2><strong>Professional Installation</strong></h2><p>Dishwasher installation should always be done by a professional, and you should keep the receipt for the work in case of any damage. It’s important to remember that your insurance company may not cover damages if the dishwasher wasn’t installed by a certified professional.</p><p><strong>Important!</strong> Make sure all connections are properly sealed before you leave the apartment.</p><p>One of our residents moved out without checking the seals. Although the tap was turned off, it had a leak—so you can’t rely on just turning off the tap. The property manager inspected the apartment the next day and found that water had already reached the living room. The resident was held responsible for the damage, which had to be covered through their home insurance. This highlights the importance of having proper insurance, as coverage can vary. Water damage can happen quickly, so it’s crucial to be prepared for potential risks. Fortunately, the property manager acted quickly and prevented the situation from getting worse.</p><h2><strong>Moving Checklist</strong></h2><ul><li>Check that the dishwasher’s hoses and power cords are intact and undamaged.</li><li>Unplug the dishwasher and close the water valve before moving day.</li><li>If you don’t have caps or other necessary accessories, make time to buy them before the move.</li><li>Empty and clean the dishwasher inside and out before moving.</li><li>Make sure there’s space reserved in the moving truck for the dishwasher and that it’s securely fastened during transport.</li><li>If needed, arrange for a certified plumber to disconnect and reinstall the dishwasher in your new home.</li><li>Update your home insurance with the new address, including details and value of the dishwasher.</li><li>Check that your new home has proper connections for the dishwasher and that it fits the intended space.</li><li>Once installed in the new home, test the dishwasher to ensure it’s properly connected and functioning.</li></ul><h2><strong>Summary</strong></h2><p>Sealing off your dishwasher is an important step when moving out. It’s key to ensuring safety and preventing damage. Always make sure that both your dishwasher and washing machine are properly sealed and installed—this way, you can enjoy a safe and worry-free home without unnecessary risks.</p><p><i>Note: Sealing is not necessary if the dishwasher is not being moved to the new home.</i></p>

For Tenants

Ownership Apartments

What to do if an accident happens in the apartment?

Topic: Checking on behalf of my neighbor

What Happens After a Damage Report?

What if I Can’t Stay in My Apartment Due to Damage?

Can I Get Rent Compensation During Repairs?

How to Apply for Rent Compensation

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