Before you start searching for your dream home, calculate how much rent you're willing to pay. Also check whether heating costs or water charges are included in the rent or added on top. At YH Homes, heating costs and a 50 Mbps internet connection are included in the rent. Water is billed based on consumption. There may be some exceptions regarding internet speed or water billing, but these are specified in the apartment listing.Be sure to read more about our rental apartments in <a href="https://www.yhkodit.fi/vuokra-asunto-tampere">Tampere</a> and <a href="https://www.yhkodit.fi/vuokra-asunto-turku">Turku</a>!

In addition to rent, the landlord may also require a security deposit, which must be paid before receiving the keys. The deposit is refunded when moving out, provided all responsibilities related to the return have been fulfilled. The security deposit can be used to cover issues such as insufficient final cleaning, damage caused by the tenant, or lock rekeying due to lost keys.The deposit typically ranges from one to three months’ rent. At YH Homes, the deposit is equivalent to one month’s rent. Instead of a traditional cash deposit, you can also apply for a monthly guarantee fee. Learn more and fill out the guarantee application at <a target="_blank" rel="noopener noreferrer" href="https://takaamo.fi/">Takaamo.fi</a>. A guarantee commitment from Kela or social services is also accepted.

Security deposit

Location usually affects the price of rent as well. That’s why it’s worth considering whether moving a bit farther away could offer a more affordable option. Also pay attention to local services and public transportation. Is there a grocery store nearby—or perhaps a library?

Location of the apartment

In many housing companies, parking spaces can be limited, and street parking may also be difficult. This is something to keep in mind when choosing an apartment to avoid unpleasant surprises. Do you have an electric car—or are you considering getting one? Charging an electric vehicle is possible in nearly all YH Homes properties. If a dedicated EV parking spot hasn't been provided, a standard heating post can be upgraded into a charging station through our partner, Parking Energy.

Parking space

Pets are part of the family too, so make sure to check whether pets are allowed in the apartment before signing the lease. At YH Homes, pets are welcome. Is there a dog park nearby?

Pets

Life is full of surprises. Rental agreements can be made for a fixed term or as open-ended contracts. Be sure to check how long you’re expected to commit to the apartment. At YH Homes, the notice period for rental apartments is one calendar month, so long-term commitment isn’t required. For right-of-occupancy homes, the notice period is three months.

Notice period

large_YHKodit-220222-7596.JPG

medium_YHKodit-220222-7596.JPG

small_YHKodit-220222-7596.JPG

thumbnail_YHKodit-220222-7596.JPG

YHKodit-220222-7596.JPG

Things to consider when choosing a rental apartment

<h3>Causes, Severity, and Recurrence of Credit Defaults Matter Most</h3>Having a credit default entry is nothing to fear—you should always submit a rental application. While we do check applicants' credit information, the overall picture of your situation is what matters most. A single entry, especially one from a few years ago, may not prevent you from getting an apartment.<h3>How Do We Assess Credit Defaults?</h3>Although we check credit records, our focus is on the number and nature of the entries. If defaults are occasional and not related to housing (such as rent arrears), we take an understanding approach. Life can be unpredictable, and one payment issue doesn’t mean someone isn’t a responsible tenant.Recurring entries or housing-related defaults—like unpaid rent—carry more weight in decision-making. In those cases, we want to ensure that the applicant is capable of handling future rent payments reliably.<h3>A Fixed-Term Lease Might Be an Option</h3>In some situations, we may offer a three-month fixed-term rental agreement initially. If things go smoothly and payments are made on time, this can be extended into a permanent lease. It gives both sides a chance to confirm that the rental arrangement works well.<h3>Applying for Housing with a Credit Default</h3>A credit default doesn’t automatically disqualify you from renting. Always apply—we assess applications holistically. We understand that life circumstances vary and strive to find solutions that benefit both applicants and landlords. If you're concerned about your credit record, we recommend being open and ready to discuss your situation so that together we can find the best path forward.

For Tenants

Ownership Apartments

Things to consider when choosing a rental apartment

Topic: apartment application

More on the Same Topic

Credit Defaults and Renting – What You Need to Know?